--- title: Blog - TSIB, Inc. description: Turner Surety and Insurance Brokerage Inc. Blog --- - [Resources](https://tsibinc.com/resources/) - [Contact Us](https://tsibinc.com/contact-us/) [Pay Online](https://tsibinc.com/pay-online/) [Wrapworks Contractor Portal](https://wrapup.vuewrapup.com/contractorportal) [![Turner Surety and Insurance Brokerage (TSIB)](https://blog.tsibinc.com/hs-fs/hubfs/turner-surety-and-insurance-brokerage-r-logo2x.png?width=150&height=72&name=turner-surety-and-insurance-brokerage-r-logo2x.png "Turner Surety and Insurance Brokerage (TSIB)")](https://tsibinc.com) - Insurance - Commercial Insurance - Commercial Insurance 1 - [Automobile Liability](https://tsibinc.com/insurance/commercial-insurance/automobile-liability/) - [Builder’s Risk](https://tsibinc.com/insurance/commercial-insurance/builders-risk/) - [Property Insurance](https://tsibinc.com/insurance/commercial-insurance/property-insurance/) - [Pollution](https://tsibinc.com/insurance/commercial-insurance/pollution-legal-liability-insurance/) - [Cyber](https://tsibinc.com/insurance/commercial-insurance/cyber/) - 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There are no suggestions because the search field is empty. # Knowledge Corner All Topics - [All Topics](https://blog.tsibinc.com/) - [Additional Insured](https://blog.tsibinc.com/topic/additional-insured) - [Alternative Risk Financing](https://blog.tsibinc.com/topic/alternative-risk-financing) - [Artificial Intelligence](https://blog.tsibinc.com/topic/artificial-intelligence) - [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage) - [Builder's Risk](https://blog.tsibinc.com/topic/builders-risk) - [Captive](https://blog.tsibinc.com/topic/captive) - [CCIP](https://blog.tsibinc.com/topic/ccip) - [Claims](https://blog.tsibinc.com/topic/claims) - [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering) - [Commercially Useful Function (CUF)](https://blog.tsibinc.com/topic/commercially-useful-function-cuf) - [Completed Operations Coverage](https://blog.tsibinc.com/topic/completed-operations-coverage) - [Compliance](https://blog.tsibinc.com/topic/compliance) - [Construction Commercial Insurance](https://blog.tsibinc.com/topic/construction-commercial-insurance) - [Construction Inclusion Week](https://blog.tsibinc.com/topic/construction-inclusion-week) - [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) - [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) - [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) - [Contractors’ Pollution Liability](https://blog.tsibinc.com/topic/contractors-pollution-liability) - [Contracts](https://blog.tsibinc.com/topic/contracts) - [Contractual Risk Transfer](https://blog.tsibinc.com/topic/contractual-risk-transfer) - [COVID-19](https://blog.tsibinc.com/topic/covid-19) - [Cyber](https://blog.tsibinc.com/topic/cyber) - [Data Centers](https://blog.tsibinc.com/topic/data-centers) - [Developers](https://blog.tsibinc.com/topic/developers) - [Diversity Outreach](https://blog.tsibinc.com/topic/diversity-outreach) - [Diversity Workforce](https://blog.tsibinc.com/topic/diversity-workforce) - [Drone Insurance](https://blog.tsibinc.com/topic/drone-insurance) - [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) - [Employment Practice Liability](https://blog.tsibinc.com/topic/employment-practice-liability) - [EMR](https://blog.tsibinc.com/topic/emr) - [EPLI](https://blog.tsibinc.com/topic/epli) - [Good Faith Efforts](https://blog.tsibinc.com/topic/good-faith-efforts) - [Hard Market](https://blog.tsibinc.com/topic/hard-market) - [Homeowner's Insurance](https://blog.tsibinc.com/topic/homeowners-insurance) - [HVAC](https://blog.tsibinc.com/topic/hvac) - [ICAP](https://blog.tsibinc.com/topic/icap) - [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant) - [Loss Sensitive Plans](https://blog.tsibinc.com/topic/loss-sensitive-plans) - [Market Submission](https://blog.tsibinc.com/topic/market-submission) - [Mergers & Acquisitions](https://blog.tsibinc.com/topic/mergers-acquisitions) - [MWBE](https://blog.tsibinc.com/topic/mwbe) - [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series) - [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month) - [New York Contractor](https://blog.tsibinc.com/topic/new-york-contractor) - [OCIP](https://blog.tsibinc.com/topic/ocip) - [OPPI](https://blog.tsibinc.com/topic/oppi) - [Partnership](https://blog.tsibinc.com/topic/partnership) - [Placing a Wrap-Up Series](https://blog.tsibinc.com/topic/placing-a-wrap-up-series) - [Pollution Legal Liability Insurance](https://blog.tsibinc.com/topic/pollution-legal-liability-insurance) - [Pollution Liability Insurance](https://blog.tsibinc.com/topic/pollution-liability-insurance) - [Property Coverage](https://blog.tsibinc.com/topic/property-coverage) - [Public-Private Partnership](https://blog.tsibinc.com/topic/public-private-partnership) - [Reinsurance](https://blog.tsibinc.com/topic/reinsurance) - [Risk Financing](https://blog.tsibinc.com/topic/risk-financing) - [Risk ID](https://blog.tsibinc.com/topic/risk-id) - [Safety](https://blog.tsibinc.com/topic/safety) - [SDI](https://blog.tsibinc.com/topic/sdi) - [Self-Insurance](https://blog.tsibinc.com/topic/self-insurance) - [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) - [Terrorism](https://blog.tsibinc.com/topic/terrorism) - [TSIB Community](https://blog.tsibinc.com/topic/tsib) - [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) - [Workers' Compensation](https://blog.tsibinc.com/topic/workers-compensation) - [Workforce](https://blog.tsibinc.com/topic/workforce) - [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) - [Wrap-Up Insurance](https://blog.tsibinc.com/topic/wrap-up) - [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) ### Subscribe to our weekly blog! ![Contract Compliance in Construction: Reducing Project Risk](https://blog.tsibinc.com/hs-fs/hubfs/tsib-contract-compliance-in-construction-blog.jpg?width=740&name=tsib-contract-compliance-in-construction-blog.jpg "Contract Compliance in Construction: Reducing Project Risk") [Compliance](https://blog.tsibinc.com/topic/compliance) [Compliance](https://blog.tsibinc.com/topic/compliance/page/2) #### [Contract Compliance in Construction: Reducing Project Risk](https://blog.tsibinc.com/contract-compliance-in-construction-reducing-project-risk) Today’s construction projects often involve multiple funding sources, owner-specific requirements, evolving federal, state, and local regulations,... [Read More](https://blog.tsibinc.com/contract-compliance-in-construction-reducing-project-risk) ![Construction Insurance: Why a Coordinated Risk Strategy Matters](https://blog.tsibinc.com/hs-fs/hubfs/construction%20site%20iStock-2249567115.jpg?width=740&name=construction%20site%20iStock-2249567115.jpg "Construction Insurance: Why a Coordinated Risk Strategy Matters") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance/page/2) #### [Construction Insurance: Why a Coordinated Risk Strategy Matters](https://blog.tsibinc.com/construction-insurance-why-a-coordinated-risk-strategy-matters) Construction projects move quickly, involve multiple stakeholders, and face risks that can change throughout the life of a project. That is why... [Read More](https://blog.tsibinc.com/construction-insurance-why-a-coordinated-risk-strategy-matters) ![3 Pillars that Build a Safety Culture](https://blog.tsibinc.com/hs-fs/hubfs/Firefly_Generate%20a%20high-contrast%20black-and-white%20(monochrome)%20documentary-style%20photo%20featuri%20733846.png?width=740&name=Firefly_Generate%20a%20high-contrast%20black-and-white%20(monochrome)%20documentary-style%20photo%20featuri%20733846.png "3 Pillars that Build a Safety Culture") [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month) [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month/page/2) #### [3 Pillars that Build a Safety Culture](https://blog.tsibinc.com/3-pillars-that-build-a-safety-culture) A successful construction safety program is built on more than written policies, inspections, or compliance checklists. It depends on a strong safety... [Read More](https://blog.tsibinc.com/3-pillars-that-build-a-safety-culture) ![The Human Side of Construction Safety](https://blog.tsibinc.com/hs-fs/hubfs/Firefly_Generate%20a%20high-contrast%20black-and-white%20image%20of%20a%20diverse%20group%20of%20workers%20wearing%20%20733846.png?width=740&name=Firefly_Generate%20a%20high-contrast%20black-and-white%20image%20of%20a%20diverse%20group%20of%20workers%20wearing%20%20733846.png "The Human Side of Construction Safety") [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month) [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month/page/2) #### [The Human Side of Construction Safety](https://blog.tsibinc.com/the-human-side-of-construction-safety) Most construction safety conversations focus on visible hazards: falls, equipment, PPE, training, and site conditions. Those risks remain critically... [Read More](https://blog.tsibinc.com/the-human-side-of-construction-safety) ![How to Manage Heat Safety on Construction Jobsites](https://blog.tsibinc.com/hs-fs/hubfs/ChatGPT%20Image%20Jun%209%2c%202026%2c%2011_37_24%20AM.png?width=740&name=ChatGPT%20Image%20Jun%209%2c%202026%2c%2011_37_24%20AM.png "How to Manage Heat Safety on Construction Jobsites") [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month) [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month/page/2) #### [How to Manage Heat Safety on Construction Jobsites](https://blog.tsibinc.com/how-to-manage-heat-safety-on-construction-jobsites) As temperatures rise across the country, outdoor work environments become more demanding — particularly for construction crews and field teams... [Read More](https://blog.tsibinc.com/how-to-manage-heat-safety-on-construction-jobsites) ![6 Ways Contractors Can Improve Jobsite Safety](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_374800713.jpeg?width=740&name=AdobeStock_374800713.jpeg "6 Ways Contractors Can Improve Jobsite Safety") [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month) [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month/page/2) #### [6 Ways Contractors Can Improve Jobsite Safety](https://blog.tsibinc.com/6-ways-contractors-can-improve-jobsite-safety) Construction safety conversations continue to evolve across the industry. Project owners, general contractors, trade contractors, insurers, and... [Read More](https://blog.tsibinc.com/6-ways-contractors-can-improve-jobsite-safety) ![Beyond EMR: Why RIR Matters in Construction Safety](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_746092377.jpeg?width=740&name=AdobeStock_746092377.jpeg "Beyond EMR: Why RIR Matters in Construction Safety") [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month) [National Safety Month](https://blog.tsibinc.com/topic/national-safety-month/page/2) #### [Beyond EMR: Why RIR Matters in Construction Safety](https://blog.tsibinc.com/beyond-emr-why-rir-matters-in-construction-safety) Owners, general contractors, and project stakeholders are not abandoning EMR, but they are no longer relying on it alone. Decisions are being made by... [Read More](https://blog.tsibinc.com/beyond-emr-why-rir-matters-in-construction-safety) ![Key Risk Considerations in Data Center Construction](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_1641448432-1.jpeg?width=740&name=AdobeStock_1641448432-1.jpeg "Key Risk Considerations in Data Center Construction") [Data Centers](https://blog.tsibinc.com/topic/data-centers) [Data Centers](https://blog.tsibinc.com/topic/data-centers/page/2) #### [Key Risk Considerations in Data Center Construction](https://blog.tsibinc.com/key-risk-considerations-in-data-center-construction) As capital investment surges for data centers, so does the complexity and risk of building these mission-critical facilities. To deliver these... [Read More](https://blog.tsibinc.com/key-risk-considerations-in-data-center-construction) ![Celebrating TSIB Women](https://blog.tsibinc.com/hs-fs/hubfs/Overview%20(1).png?width=740&name=Overview%20(1).png "Celebrating TSIB Women") [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) #### [Celebrating TSIB Women](https://blog.tsibinc.com/celebrating-tsib-women) Women’s History Month is an opportunity to recognize the women who impact the insurance industry every day. At TSIB, women are shaping strategy,... [Read More](https://blog.tsibinc.com/celebrating-tsib-women) ![The Intentional Leader: Showing Up, Speaking Up](https://blog.tsibinc.com/hs-fs/hubfs/Trotter.png?width=740&name=Trotter.png "The Intentional Leader: Showing Up, Speaking Up") [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month/page/2) #### [The Intentional Leader: Showing Up, Speaking Up](https://blog.tsibinc.com/the-intentional-leader-showing-up-speaking-up) Kori Trotter never set out to build a career in insurance. In fact, her introduction to claims was purely accidental. As a journalism major with a... [Read More](https://blog.tsibinc.com/the-intentional-leader-showing-up-speaking-up) ![The Driven Analyst: Growth Through Precision & Purpose](https://blog.tsibinc.com/hs-fs/hubfs/Rosemond.png?width=740&name=Rosemond.png "The Driven Analyst: Growth Through Precision & Purpose") [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) #### [The Driven Analyst: Growth Through Precision & Purpose](https://blog.tsibinc.com/the-driven-analyst-growth-through-precision-purpose) Charo Rosemond entered the insurance industry with intention. After working for the City of New York for several years, she realized she wanted a... [Read More](https://blog.tsibinc.com/the-driven-analyst-growth-through-precision-purpose) ![The Resilient Specialist: Growth with Intention](https://blog.tsibinc.com/hs-fs/hubfs/Shorter-1.png?width=740&name=Shorter-1.png "The Resilient Specialist: Growth with Intention") [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) #### [The Resilient Specialist: Growth with Intention](https://blog.tsibinc.com/the-resilient-specialist-growth-with-intention) Wynnetria Shorter’s career path into insurance was not linear. Originally earning her undergraduate degree in community health, she envisioned a... [Read More](https://blog.tsibinc.com/the-resilient-specialist-growth-with-intention) ![The Continuous Learner: Growth Through Reinvention](https://blog.tsibinc.com/hs-fs/hubfs/Lake.png?width=740&name=Lake.png "The Continuous Learner: Growth Through Reinvention") [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) #### [The Continuous Learner: Growth Through Reinvention](https://blog.tsibinc.com/the-continuous-learner-growth-through-reinvention) Shauntelle Lake entered the insurance industry early and never stopped learning. It started with a P&C trainee program at The Hartford, where she... [Read More](https://blog.tsibinc.com/the-continuous-learner-growth-through-reinvention) ![The Steady Achiever: Precision with Purpose](https://blog.tsibinc.com/hs-fs/hubfs/Sachdeva.png?width=740&name=Sachdeva.png "The Steady Achiever: Precision with Purpose") [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) #### [The Steady Achiever: Precision with Purpose](https://blog.tsibinc.com/the-steady-achiever-precision-with-purpose) Daman Sachdeva didn’t expect insurance to become her long-term path. With a background in Civil Engineering, she began as a field engineer working... [Read More](https://blog.tsibinc.com/the-steady-achiever-precision-with-purpose) ![The Legacy Builder: Leading with Consistency & Care](https://blog.tsibinc.com/hs-fs/hubfs/Garrity.png?width=740&name=Garrity.png "The Legacy Builder: Leading with Consistency & Care") [Women's History Month](https://blog.tsibinc.com/topic/womens-history-month) #### [The Legacy Builder: Leading with Consistency & Care](https://blog.tsibinc.com/the-legacy-builder-leading-with-consistency-care) Jill Garrity didn’t aspire to work in the insurance industry, however her time here has shaped it. Her introduction came through family. Both of her... [Read More](https://blog.tsibinc.com/the-legacy-builder-leading-with-consistency-care) ![Captive Insurance Explained](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_104278045.jpeg?width=740&name=AdobeStock_104278045.jpeg "Captive Insurance Explained") [Captive](https://blog.tsibinc.com/topic/captive) [Captive](https://blog.tsibinc.com/topic/captive/page/2) #### [Captive Insurance Explained](https://blog.tsibinc.com/captive-insurance-explained) Captive insurance offers companies greater control over how they finance and manage risk. For organizations with strong safety performance and... [Read More](https://blog.tsibinc.com/captive-insurance-explained) ![2026 Surety & Construction Forecast](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_68632352.jpeg?width=740&name=AdobeStock_68632352.jpeg "2026 Surety & Construction Forecast") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding/page/2) #### [2026 Surety & Construction Forecast](https://blog.tsibinc.com/2026-surety-construction-forecast) TSIB Surety Producer Mike Dugan dives into Where construction risk is headed and how the surety bond market is responding in his 2026 Surety &... [Read More](https://blog.tsibinc.com/2026-surety-construction-forecast) ![Ransomware: The Threat No Contractor Can Ignore](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_439166548.jpeg?width=740&name=AdobeStock_439166548.jpeg "Ransomware: The Threat No Contractor Can Ignore") [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant) [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant/page/2) #### [Ransomware: The Threat No Contractor Can Ignore](https://blog.tsibinc.com/ransomware-the-threat-no-contractor-can-ignore) Today’s construction operations run on a web of technology including digital plans, timekeeping systems, project management platforms, and jobsite... [Read More](https://blog.tsibinc.com/ransomware-the-threat-no-contractor-can-ignore) ![What is an ERISA Dishonesty Bond?](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_225369943.jpeg?width=740&name=AdobeStock_225369943.jpeg "What is an ERISA Dishonesty Bond?") [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant) [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant/page/2) #### [What is an ERISA Dishonesty Bond?](https://blog.tsibinc.com/what-is-an-erisa-dishonesty-bond) Protect Your Employee Benefit Plan from Fraud and Non-Compliance. [Read More](https://blog.tsibinc.com/what-is-an-erisa-dishonesty-bond) ![Behind the Policy: The Legal Exposure Most Lawyers Miss](https://blog.tsibinc.com/hs-fs/hubfs/tsib-behind-policy-legal-exposure-most-lawyers-miss.jpg?width=740&name=tsib-behind-policy-legal-exposure-most-lawyers-miss.jpg "Behind the Policy: The Legal Exposure Most Lawyers Miss") [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant) [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant/page/2) #### [Behind the Policy: The Legal Exposure Most Lawyers Miss](https://blog.tsibinc.com/behind-policy-legal-exposure-most-lawyers-miss) Insurance and risk management consultants have found that legal professionals often underestimate how insurance language can influence legal... [Read More](https://blog.tsibinc.com/behind-policy-legal-exposure-most-lawyers-miss) ![Understanding Certificates of Insurance (COIs)](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_239827082.jpeg?width=740&name=AdobeStock_239827082.jpeg "Understanding Certificates of Insurance (COIs)") [Construction Commercial Insurance](https://blog.tsibinc.com/topic/construction-commercial-insurance) [Construction Commercial Insurance](https://blog.tsibinc.com/topic/construction-commercial-insurance/page/2) #### [Understanding Certificates of Insurance (COIs)](https://blog.tsibinc.com/understanding-certificates-of-insurance-cois) A Certificate of Insurance (COI) is an official document that provides proof that a business or individual holds active insurance coverage. Think of... [Read More](https://blog.tsibinc.com/understanding-certificates-of-insurance-cois) ![Legionnaires Disease: Employer Responsibility & Legal Exposure](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_217495085.jpeg?width=740&name=AdobeStock_217495085.jpeg "Legionnaires Disease: Employer Responsibility & Legal Exposure") [Pollution Liability Insurance](https://blog.tsibinc.com/topic/pollution-liability-insurance) [Pollution Liability Insurance](https://blog.tsibinc.com/topic/pollution-liability-insurance/page/2) #### [Legionnaires Disease: Employer Responsibility & Legal Exposure](https://blog.tsibinc.com/legionnaires-disease-employer-responsibility-legal-exposure) The recent Legionnaires’ disease outbreak in Central Harlem continues to escalate — not just in health impacts but in legal and regulatory... [Read More](https://blog.tsibinc.com/legionnaires-disease-employer-responsibility-legal-exposure) ![Understanding Construction Surety Bonds](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_568257692.jpeg?width=740&name=AdobeStock_568257692.jpeg "Understanding Construction Surety Bonds") [OCIP](https://blog.tsibinc.com/topic/ocip) [OCIP](https://blog.tsibinc.com/topic/ocip/page/2) #### [Understanding Construction Surety Bonds](https://blog.tsibinc.com/understanding-construction-surety-bonds) Even though surety bonds are common and often required on construction projects, many contractors don’t understand their purpose. Surety bonds are... [Read More](https://blog.tsibinc.com/understanding-construction-surety-bonds) ![Legionnaires Disease Risks for Contractors](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_1262863003.jpeg?width=740&name=AdobeStock_1262863003.jpeg "Legionnaires Disease Risks for Contractors") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) [Construction Trends](https://blog.tsibinc.com/topic/construction-trends/page/2) #### [Legionnaires Disease Risks for Contractors](https://blog.tsibinc.com/legionnaires-disease-risks-for-contractors) A recent Legionnaires’ disease outbreak in Central Harlem has caused concern in New York City. Legionnaire’s disease is a severe form of pneumonia... [Read More](https://blog.tsibinc.com/legionnaires-disease-risks-for-contractors) ![TSIB Named #48 on Insurance Journal’s Top 100](https://blog.tsibinc.com/hs-fs/hubfs/2025-top-100-agency-badge2x.webp?width=740&name=2025-top-100-agency-badge2x.webp "TSIB Named #48 on Insurance Journal’s Top 100") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) #### [TSIB Named #48 on Insurance Journal’s Top 100](https://blog.tsibinc.com/tsib-named-48-on-insurance-journals-top-100) TSIB is proud to announce that we’ve been ranked #48 on Insurance Journal’s 2025 Top 100 Property and Casualty Agencies list—climbing five spots from... [Read More](https://blog.tsibinc.com/tsib-named-48-on-insurance-journals-top-100) ![Grow Revenue with Co-Brokering Wrap Programs](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_479302491.jpeg?width=740&name=AdobeStock_479302491.jpeg "Grow Revenue with Co-Brokering Wrap Programs") [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering) [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering/page/2) #### [Grow Revenue with Co-Brokering Wrap Programs](https://blog.tsibinc.com/grow-revenue-with-co-brokering-wrap-programs) The construction landscape is rapidly growing. In 2024, the U.S. Construction spend hit $2.2 trillion. As projects are getting bigger, so are the... [Read More](https://blog.tsibinc.com/grow-revenue-with-co-brokering-wrap-programs) ![Why Insurance Consulting Matters in Construction and Real Estate](https://blog.tsibinc.com/hs-fs/hubfs/why-insurance-consulting-matters-in-construction-and-real-estate.jpg?width=740&name=why-insurance-consulting-matters-in-construction-and-real-estate.jpg "Why Insurance Consulting Matters in Construction and Real Estate") [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant) [Insurance Consultant](https://blog.tsibinc.com/topic/insurance-consultant/page/2) #### [Why Insurance Consulting Matters in Construction and Real Estate](https://blog.tsibinc.com/why-insurance-consulting-matters-in-construction-and-real-estate) Insurance is often treated as a necessary expense that renews each year and is only revisited when problems arise. That approach can leave major... [Read More](https://blog.tsibinc.com/why-insurance-consulting-matters-in-construction-and-real-estate) ![Top 5 Reasons Owners Choose OCIP Programs](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_331598222.jpeg?width=740&name=AdobeStock_331598222.jpeg "Top 5 Reasons Owners Choose OCIP Programs") [OCIP](https://blog.tsibinc.com/topic/ocip) [OCIP](https://blog.tsibinc.com/topic/ocip/page/2) #### [Top 5 Reasons Owners Choose OCIP Programs](https://blog.tsibinc.com/top-5-reasons-owners-choose-ocip-programs) Construction projects come with inherent risks—from contractor liability and jobsite injuries to long‑tail completed operations exposure. That’s why... [Read More](https://blog.tsibinc.com/top-5-reasons-owners-choose-ocip-programs) ![Payroll Reporting: Certified vs. Wrap-Up](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_360379774.jpeg?width=740&name=AdobeStock_360379774.jpeg "Payroll Reporting: Certified vs. Wrap-Up") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [Payroll Reporting: Certified vs. Wrap-Up](https://blog.tsibinc.com/payroll-reporting-certified-vs.-wrap-up) In the construction industry, contractors often need to report payroll to meet their contractual requirements. Depending on the project, a contractor... [Read More](https://blog.tsibinc.com/payroll-reporting-certified-vs.-wrap-up) ![5 Steps to Strengthen Your Risk Management Practices](https://blog.tsibinc.com/hs-fs/hubfs/tsib-5-steps-to-strengthen-your-risk.jpg?width=740&name=tsib-5-steps-to-strengthen-your-risk.jpg "5 Steps to Strengthen Your Risk Management Practices") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding/page/2) #### [5 Steps to Strengthen Your Risk Management Practices](https://blog.tsibinc.com/5-steps-to-strengthen-your-risk-management-practices) To navigate this environment, with tightening surety underwriter standards, and managing subcontractor defaults, it’s evident that contractors must... [Read More](https://blog.tsibinc.com/5-steps-to-strengthen-your-risk-management-practices) ![Ensuring a Safe & Festive 4th of July](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_1516058158.jpeg?width=740&name=AdobeStock_1516058158.jpeg "Ensuring a Safe & Festive 4th of July") [Safety](https://blog.tsibinc.com/topic/safety) [Safety](https://blog.tsibinc.com/topic/safety/page/2) #### [Ensuring a Safe & Festive 4th of July](https://blog.tsibinc.com/ensuring-a-safe-festive-4th-of-july) As summer unfolds, the 4th of July offers a perfect opportunity to celebrate with friends and family. While enjoying the festivities, it's essential... [Read More](https://blog.tsibinc.com/ensuring-a-safe-festive-4th-of-july) ![Why are Subcontractor Defaults Rising?](https://blog.tsibinc.com/hs-fs/hubfs/tsib-why-are-subcontractor-defaults-rising.jpg?width=740&name=tsib-why-are-subcontractor-defaults-rising.jpg "Why are Subcontractor Defaults Rising?") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding/page/2) #### [Why are Subcontractor Defaults Rising?](https://blog.tsibinc.com/why-are-subcontractor-defaults-rising) While the surety underwriters are tightening their standards, subcontractor defaults are also increasing. An AGC/FMI Survey conducted in December... [Read More](https://blog.tsibinc.com/why-are-subcontractor-defaults-rising) ![Surety Underwriting Standards Tighten Amid Rising Claims](https://blog.tsibinc.com/hs-fs/hubfs/tsib-surety-underwriting-standards.jpg?width=740&name=tsib-surety-underwriting-standards.jpg "Surety Underwriting Standards Tighten Amid Rising Claims") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding/page/2) #### [Surety Underwriting Standards Tighten Amid Rising Claims](https://blog.tsibinc.com/surety-underwriting-standards-tighten-amid-rising-claims) Contractors in 2025 face tighter surety bond terms and a spike in subcontractor defaults. Surety underwriters are raising the bar on bonding as a... [Read More](https://blog.tsibinc.com/surety-underwriting-standards-tighten-amid-rising-claims) ![Wrap-Ups: The Co-Broker Strategy to Grow Your Business](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_346393297-1.jpeg?width=740&name=AdobeStock_346393297-1.jpeg "Wrap-Ups: The Co-Broker Strategy to Grow Your Business") [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering) [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering/page/2) #### [Wrap-Ups: The Co-Broker Strategy to Grow Your Business](https://blog.tsibinc.com/wrap-ups-the-co-broker-strategy-to-grow-your-business) As construction activity continues to grow, more project owners are opting to implement Wrap-Up insurance programs. For your client’s first Wrap,... [Read More](https://blog.tsibinc.com/wrap-ups-the-co-broker-strategy-to-grow-your-business) ![Project Loss Insurance Is Critical for Construction Stakeholders](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_1010394919.jpeg?width=740&name=AdobeStock_1010394919.jpeg "Project Loss Insurance Is Critical for Construction Stakeholders") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management/page/2) #### [Project Loss Insurance Is Critical for Construction Stakeholders](https://blog.tsibinc.com/project-loss-insurance-is-critical-for-construction-stakeholders) Construction projects often involve complex coordination between multiple stakeholders, tight deadlines, and significant financial investment. With... [Read More](https://blog.tsibinc.com/project-loss-insurance-is-critical-for-construction-stakeholders) ![Lending a Hand at Crisis Assistance Ministry](https://blog.tsibinc.com/hs-fs/hubfs/Volunteer-%20Crisis%20Assistance%20Ministry%202025.jpg?width=740&name=Volunteer-%20Crisis%20Assistance%20Ministry%202025.jpg "Lending a Hand at Crisis Assistance Ministry") [TSIB Community](https://blog.tsibinc.com/topic/tsib) #### [Lending a Hand at Crisis Assistance Ministry](https://blog.tsibinc.com/lending-a-hand-at-crisis-assistance-ministry) This past April, members of our TSIB team volunteered with Crisis Assistance Ministry a nonprofit organization in Charlotte, NC. The mission of... [Read More](https://blog.tsibinc.com/lending-a-hand-at-crisis-assistance-ministry) ![Demystifying Liquidated Damages in Construction Contracts](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_691304950.jpeg?width=740&name=AdobeStock_691304950.jpeg "Demystifying Liquidated Damages in Construction Contracts") [Claims](https://blog.tsibinc.com/topic/claims) [Claims](https://blog.tsibinc.com/topic/claims/page/2) #### [Demystifying Liquidated Damages in Construction Contracts](https://blog.tsibinc.com/demystifying-liquidated-damages-in-construction-contracts) In the construction industry, understanding contract terms is crucial to managing risk and ensuring project success. Among these terms, liquidated... [Read More](https://blog.tsibinc.com/demystifying-liquidated-damages-in-construction-contracts) ![Construction M&A: Navigating Insurance and Surety Bond Risks](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_503697906.jpeg?width=740&name=AdobeStock_503697906.jpeg "Construction M&A: Navigating Insurance and Surety Bond Risks") [Construction Commercial Insurance](https://blog.tsibinc.com/topic/construction-commercial-insurance) #### [Construction M&A: Navigating Insurance and Surety Bond Risks](https://blog.tsibinc.com/construction-ma-navigating-insurance-and-surety-bond-risks) Mergers and acquisitions (M&A) in the construction industry are a strategic way to accelerate growth, expand company capabilities, and increase... [Read More](https://blog.tsibinc.com/construction-ma-navigating-insurance-and-surety-bond-risks) ![How to Implement a Jobsite Safety Program](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_301915314.jpeg?width=740&name=AdobeStock_301915314.jpeg "How to Implement a Jobsite Safety Program") [Safety](https://blog.tsibinc.com/topic/safety) [Safety](https://blog.tsibinc.com/topic/safety/page/2) #### [How to Implement a Jobsite Safety Program](https://blog.tsibinc.com/how-to-implement-a-jobsite-safety-program) Construction Safety Week is the perfect time to review your construction safety program. Having an effective plan in place is critical for safe and... [Read More](https://blog.tsibinc.com/how-to-implement-a-jobsite-safety-program) ![Do I Need a New Jersey Master Plumber License Bond?](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_1389411707.jpeg?width=740&name=AdobeStock_1389411707.jpeg "Do I Need a New Jersey Master Plumber License Bond?") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Do I Need a New Jersey Master Plumber License Bond?](https://blog.tsibinc.com/do-i-need-a-new-jersey-master-plumber-license-bond) If you are a plumber in New Jersey (NJ), understanding the state's licensing and bonding requirements is essential. Before you can perform any work... [Read More](https://blog.tsibinc.com/do-i-need-a-new-jersey-master-plumber-license-bond) ![3 Steps to Preparing Your HVAC System for Summer Heat](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_289084407.jpeg?width=740&name=AdobeStock_289084407.jpeg "3 Steps to Preparing Your HVAC System for Summer Heat") [HVAC](https://blog.tsibinc.com/topic/hvac) [HVAC](https://blog.tsibinc.com/topic/hvac/page/2) #### [3 Steps to Preparing Your HVAC System for Summer Heat](https://blog.tsibinc.com/3-steps-to-preparing-your-hvac-system-for-summer-heat) With summer just around the corner, and warm weather approaches, it is almost time to switch your HVAC system from heat to air conditioning. As the... [Read More](https://blog.tsibinc.com/3-steps-to-preparing-your-hvac-system-for-summer-heat) ![Looking for a Co-Broker Partner?](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_454297497%20(1).jpeg?width=740&name=AdobeStock_454297497%20(1).jpeg "Looking for a Co-Broker Partner?") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) #### [Looking for a Co-Broker Partner?](https://blog.tsibinc.com/looking-for-a-co-broker-partner) Does your client have an upcoming construction project and wants to pursue a Wrap-Up? As a broker, you probably already know that a Wrap-Up is a good... [Read More](https://blog.tsibinc.com/looking-for-a-co-broker-partner) ![Obtain a New Jersey HVAC & Refrigeration Contractor Bond](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_696028899.jpeg?width=740&name=AdobeStock_696028899.jpeg "Obtain a New Jersey HVAC & Refrigeration Contractor Bond") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Obtain a New Jersey HVAC & Refrigeration Contractor Bond](https://blog.tsibinc.com/obtain-a-new-jersey-hvac-refrigeration-contractor-bond) If you’re an HVAC or refrigeration contractor looking to do business in New Jersey, understanding the state’s licensing and bonding requirements is... [Read More](https://blog.tsibinc.com/obtain-a-new-jersey-hvac-refrigeration-contractor-bond) ![Construction Safety: Tips to Prevent Slips, Trips, and Falls](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_1028384008_Preview.jpeg?width=740&name=AdobeStock_1028384008_Preview.jpeg "Construction Safety: Tips to Prevent Slips, Trips, and Falls") [Claims](https://blog.tsibinc.com/topic/claims) #### [Construction Safety: Tips to Prevent Slips, Trips, and Falls](https://blog.tsibinc.com/construction-safety-tips-to-prevent-slips-trips-and-falls) Slips, trips, and falls are the most common and preventable causes of injuries in the construction industry. In the latest statistics from 2022, the... [Read More](https://blog.tsibinc.com/construction-safety-tips-to-prevent-slips-trips-and-falls) ![Breaking Barriers in Insurance](https://blog.tsibinc.com/hs-fs/hubfs/DT8_6793.jpg?width=740&name=DT8_6793.jpg "Breaking Barriers in Insurance") [TSIB Community](https://blog.tsibinc.com/topic/tsib) [TSIB Community](https://blog.tsibinc.com/topic/tsib/page/2) #### [Breaking Barriers in Insurance](https://blog.tsibinc.com/breaking-barriers-in-insurance) This article was originally published by EliteX recognizing TSIB’s Laura Laurenzi’s as one of the top Impactful Women in Insurance for 2025. Laura... [Read More](https://blog.tsibinc.com/breaking-barriers-in-insurance) ![The 4 Essentials you should be sharing with your Surety Underwriter](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_412936288.jpeg?width=740&name=AdobeStock_412936288.jpeg "The 4 Essentials you should be sharing with your Surety Underwriter") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding/page/2) #### [The 4 Essentials you should be sharing with your Surety Underwriter](https://blog.tsibinc.com/the-4-essentials-you-should-be-sharing-with-your-surety-underwriter) Keeping your Surety underwriter in the dark is never a good idea. Surety companies are your partners who support the growth and stability of your... [Read More](https://blog.tsibinc.com/the-4-essentials-you-should-be-sharing-with-your-surety-underwriter) ![Changes to New Jersey Contractor Bond Requirements: What You Need to Know](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_730547952.jpeg?width=740&name=AdobeStock_730547952.jpeg "Changes to New Jersey Contractor Bond Requirements: What You Need to Know") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding/page/2) #### [Changes to New Jersey Contractor Bond Requirements: What You Need to Know](https://blog.tsibinc.com/changes-to-new-jersey-contractor-bond-requirements-what-you-need-to-know) Major changes are coming to New Jersey's home improvement contracting industry this year. If you're a Home Improvement Contractor Business (HICB) or... [Read More](https://blog.tsibinc.com/changes-to-new-jersey-contractor-bond-requirements-what-you-need-to-know) ![Develop Your Safety Program in 3 Steps](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_996917387.jpeg?width=740&name=AdobeStock_996917387.jpeg "Develop Your Safety Program in 3 Steps") [Safety](https://blog.tsibinc.com/topic/safety) #### [Develop Your Safety Program in 3 Steps](https://blog.tsibinc.com/develop-your-safety-program-in-3-steps) Effective safety management is crucial to the success of any construction project, as it ensures everything runs smoothly and minimizes risks. A... [Read More](https://blog.tsibinc.com/develop-your-safety-program-in-3-steps) ![Cybersecurity Risks and Threats in Construction](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_516188921.jpeg?width=740&name=AdobeStock_516188921.jpeg "Cybersecurity Risks and Threats in Construction") [Cyber](https://blog.tsibinc.com/topic/cyber) #### [Cybersecurity Risks and Threats in Construction](https://blog.tsibinc.com/cybersecurity-risks-and-threats-in-construction) Ransomware, malware, and data breaches have become common terms in today’s business world. While it might seem that only major consumer brands are... [Read More](https://blog.tsibinc.com/cybersecurity-risks-and-threats-in-construction) ![2025: The Year We Adopt AI](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_597219067.jpeg?width=740&name=AdobeStock_597219067.jpeg "2025: The Year We Adopt AI") [Artificial Intelligence](https://blog.tsibinc.com/topic/artificial-intelligence) [Artificial Intelligence](https://blog.tsibinc.com/topic/artificial-intelligence/page/2) #### [2025: The Year We Adopt AI](https://blog.tsibinc.com/2025-the-year-we-adopt-ai) Ask a historian what the most impactful and transformative invention is, they would undoubtedly say the Gutenberg Printing Press. The printing press... [Read More](https://blog.tsibinc.com/2025-the-year-we-adopt-ai) ![NYS Appellate Court Finds WC Claim Compensable](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_979023149.jpeg?width=740&name=AdobeStock_979023149.jpeg "NYS Appellate Court Finds WC Claim Compensable") [Claims](https://blog.tsibinc.com/topic/claims) [Claims](https://blog.tsibinc.com/topic/claims/page/2) #### [NYS Appellate Court Finds WC Claim Compensable](https://blog.tsibinc.com/nys-appellate-court-finds-wc-claim-compensable) An electrical worker was injured when he fell from a ladder at a job site in New York State. Although he was found to be intoxicated at the time, it... [Read More](https://blog.tsibinc.com/nys-appellate-court-finds-wc-claim-compensable) ![When to Co-Broker - Wrap Administration](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_603269233.jpeg?width=740&name=AdobeStock_603269233.jpeg "When to Co-Broker - Wrap Administration") [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering) [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering/page/2) #### [When to Co-Broker - Wrap Administration](https://blog.tsibinc.com/when-to-co-broker-wrap-administration) Insurance brokerages are collaborating more frequently, since it’s an upside to both firms’ bottom line. Competitors become partners when they... [Read More](https://blog.tsibinc.com/when-to-co-broker-wrap-administration) ![Excluded Subcontractors: What to provide in a Wrap](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_321523784.jpeg?width=740&name=AdobeStock_321523784.jpeg "Excluded Subcontractors: What to provide in a Wrap") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [Excluded Subcontractors: What to provide in a Wrap](https://blog.tsibinc.com/excluded-subcontractors-what-to-provide-in-a-wrap) Depending on the program Sponsor, some subcontractors’ trades are not eligible to enroll and are excluded from the Wrap coverage. Those trades... [Read More](https://blog.tsibinc.com/excluded-subcontractors-what-to-provide-in-a-wrap) ![Co-Brokering in the Insurance Industry](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_835189747.jpg?width=740&name=AdobeStock_835189747.jpg "Co-Brokering in the Insurance Industry") [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering) [Co-Brokering](https://blog.tsibinc.com/topic/co-brokering/page/2) #### [Co-Brokering in the Insurance Industry](https://blog.tsibinc.com/co-brokering-in-the-insurance-industry) In the insurance industry when two brokers work together for a client such a collaboration is called co-brokering. There are a variety of reasons why... [Read More](https://blog.tsibinc.com/co-brokering-in-the-insurance-industry) ![How to Enroll & Stay Compliant in a Wrap Program](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1918059161.jpg?width=740&name=shutterstock_1918059161.jpg "How to Enroll & Stay Compliant in a Wrap Program") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [How to Enroll & Stay Compliant in a Wrap Program](https://blog.tsibinc.com/how-to-enroll-stay-compliant-in-a-wrap-program) To enroll in a Wrap program, there are multiple pieces of data you need to gather to ensure your company is able to work onsite. Let’s take a look at... [Read More](https://blog.tsibinc.com/how-to-enroll-stay-compliant-in-a-wrap-program) ![Placing a Wrap Series: Carrier Meetings](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2461746317%20(1).jpg?width=740&name=shutterstock_2461746317%20(1).jpg "Placing a Wrap Series: Carrier Meetings") [Placing a Wrap-Up Series](https://blog.tsibinc.com/topic/placing-a-wrap-up-series) [Placing a Wrap-Up Series](https://blog.tsibinc.com/topic/placing-a-wrap-up-series/page/2) #### [Placing a Wrap Series: Carrier Meetings](https://blog.tsibinc.com/placing-a-wrap-series-carrier-meetings) Now that your marketing submission has been submitted to the carriers for review, it’s time to set up the carrier meetings to help solidify the Wrap... [Read More](https://blog.tsibinc.com/placing-a-wrap-series-carrier-meetings) ![Breast Cancer Awareness](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1290441508.jpg?width=740&name=shutterstock_1290441508.jpg "Breast Cancer Awareness") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits/page/2) #### [Breast Cancer Awareness](https://blog.tsibinc.com/breast-cancer-awareness) As breast cancer awareness month comes to an end it’s important to continue to raise awareness and fight against breast cancer all year long. Breast... [Read More](https://blog.tsibinc.com/breast-cancer-awareness) ![Placing a Wrap: The Marketing Strategy](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2462269659.jpg?width=740&name=shutterstock_2462269659.jpg "Placing a Wrap: The Marketing Strategy") [Placing a Wrap-Up Series](https://blog.tsibinc.com/topic/placing-a-wrap-up-series) [Placing a Wrap-Up Series](https://blog.tsibinc.com/topic/placing-a-wrap-up-series/page/2) #### [Placing a Wrap: The Marketing Strategy](https://blog.tsibinc.com/placing-a-wrap-the-marketing-strategy) After you’ve built the market submission with your broker the next step is to develop a marketing strategy. The marketing strategy for a Wrap-Up is... [Read More](https://blog.tsibinc.com/placing-a-wrap-the-marketing-strategy) ![4th Annual Construction Inclusion Week Kicks-Off](https://blog.tsibinc.com/hs-fs/hubfs/ciw_logo_full_color_rgb.png?width=740&name=ciw_logo_full_color_rgb.png "4th Annual Construction Inclusion Week Kicks-Off") [Construction Inclusion Week](https://blog.tsibinc.com/topic/construction-inclusion-week) [Construction Inclusion Week](https://blog.tsibinc.com/topic/construction-inclusion-week/page/2) #### [4th Annual Construction Inclusion Week Kicks-Off](https://blog.tsibinc.com/4th-annual-construction-inclusion-week-kicks-off) The week of October 14- 18, 2024 kicks-off the 4th Annual Construction Inclusion Week. This industry-wide event raises awareness and drives positive... [Read More](https://blog.tsibinc.com/4th-annual-construction-inclusion-week-kicks-off) ![Placing a Wrap: Building the Submission](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2454095297.jpg?width=740&name=shutterstock_2454095297.jpg "Placing a Wrap: Building the Submission") [Placing a Wrap-Up Series](https://blog.tsibinc.com/topic/placing-a-wrap-up-series) [Placing a Wrap-Up Series](https://blog.tsibinc.com/topic/placing-a-wrap-up-series/page/2) #### [Placing a Wrap: Building the Submission](https://blog.tsibinc.com/placing-a-wrap-series-building-the-submission) Now that you’ve decided to implement a Wrap and have defined your project risk, and collected the underwriting data, you now want to build your... [Read More](https://blog.tsibinc.com/placing-a-wrap-series-building-the-submission) ![National Suicide Prevention Month](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1233294034.jpg?width=740&name=shutterstock_1233294034.jpg "National Suicide Prevention Month") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits/page/2) #### [National Suicide Prevention Month](https://blog.tsibinc.com/national-suicide-prevention-month) Did you know that 1 in 5 people struggle with mental health issues daily? Unfortunately, that is not the source of suicidal incidents. To prevent a... [Read More](https://blog.tsibinc.com/national-suicide-prevention-month) ![Safety Tips for Working in Extreme Heat](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2248871105.jpg?width=740&name=shutterstock_2248871105.jpg "Safety Tips for Working in Extreme Heat") [Safety](https://blog.tsibinc.com/topic/safety) #### [Safety Tips for Working in Extreme Heat](https://blog.tsibinc.com/safety-tips-for-working-in-extreme-heat) Working in hot weather during the summer can create additional risks for employees. Normal activities that our bodies usually handle can become... [Read More](https://blog.tsibinc.com/safety-tips-for-working-in-extreme-heat) ![Weathering Hurricanes & Other Types of Extreme Weather](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1313916497.jpg?width=740&name=shutterstock_1313916497.jpg "Weathering Hurricanes & Other Types of Extreme Weather") [Claims](https://blog.tsibinc.com/topic/claims) #### [Weathering Hurricanes & Other Types of Extreme Weather](https://blog.tsibinc.com/weathering-hurricanes-other-types-of-extreme-weather) The Atlantic Hurricane season is upon us, typically running from June 1st to November 30th. The storms this year seem to be stronger than in the past... [Read More](https://blog.tsibinc.com/weathering-hurricanes-other-types-of-extreme-weather) ![TSIB Ranks in Top 100 P&C Agencies For 2024](https://blog.tsibinc.com/hs-fs/hubfs/top-100-agency-badge-2024.jpg?width=740&name=top-100-agency-badge-2024.jpg "TSIB Ranks in Top 100 P&C Agencies For 2024") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) [Construction Trends](https://blog.tsibinc.com/topic/construction-trends/page/2) #### [TSIB Ranks in Top 100 P&C Agencies For 2024](https://blog.tsibinc.com/tsib-ranks-in-top-100-pc-agencies-for-2024) TSIB was recently ranked #53 in Insurance Journal’s Top 100 Property & Casualty Agencies of 2024. The top 100 list from Insurance Journal is based... [Read More](https://blog.tsibinc.com/tsib-ranks-in-top-100-pc-agencies-for-2024) ![Become an Attractive Risk For Underwriters](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2359333313.jpg?width=740&name=shutterstock_2359333313.jpg "Become an Attractive Risk For Underwriters") [Safety](https://blog.tsibinc.com/topic/safety) #### [Become an Attractive Risk For Underwriters](https://blog.tsibinc.com/become-an-attractive-risk-for-underwriters) Insurance Carriers are reducing their appetite for risk and increasing premiums. This means they are being much more selective in what they are... [Read More](https://blog.tsibinc.com/become-an-attractive-risk-for-underwriters) ![TSIB Volunteers: The Connecticut Foodshare](https://blog.tsibinc.com/hs-fs/hubfs/5.jpg?width=740&name=5.jpg "TSIB Volunteers: The Connecticut Foodshare") [TSIB Community](https://blog.tsibinc.com/topic/tsib) [TSIB Community](https://blog.tsibinc.com/topic/tsib/page/2) #### [TSIB Volunteers: The Connecticut Foodshare](https://blog.tsibinc.com/tsib-volunteers-the-connecticut-foodshare) This past summer, some of our TSIB Employees spent time volunteering at the Connecticut Foodshare. The Connecticut Foodshare was founded in 1982 with... [Read More](https://blog.tsibinc.com/tsib-volunteers-the-connecticut-foodshare) ![Ensure Your Company Has the Proper Disability Benefits](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2032605926.jpg?width=740&name=shutterstock_2032605926.jpg "Ensure Your Company Has the Proper Disability Benefits") [Workers' Compensation](https://blog.tsibinc.com/topic/workers-compensation) [Workers' Compensation](https://blog.tsibinc.com/topic/workers-compensation/page/2) #### [Ensure Your Company Has the Proper Disability Benefits](https://blog.tsibinc.com/ensure-your-company-has-the-proper-disability-benefits) Becoming disabled while on the job is a scary situation. Whether it’s a temporary disability, like breaking a leg or a permanent disability such as... [Read More](https://blog.tsibinc.com/ensure-your-company-has-the-proper-disability-benefits) ![Court Confirms Vertical Exhaustion Rule](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_714371032.jpg?width=740&name=shutterstock_714371032.jpg "Court Confirms Vertical Exhaustion Rule") [Claims](https://blog.tsibinc.com/topic/claims) #### [Court Confirms Vertical Exhaustion Rule](https://blog.tsibinc.com/court-confirms-vertical-exhaustion-rule) Insurance carriers have cited the Montrose decision since the 1995 California Supreme Court ruling in Montrose Chemical Corp. v. Admiral Insurance... [Read More](https://blog.tsibinc.com/court-confirms-vertical-exhaustion-rule) ![Who you gonna call… Ghostbusters?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1323644711%20(1).jpg?width=740&name=shutterstock_1323644711%20(1).jpg "Who you gonna call… Ghostbusters?") [Claims](https://blog.tsibinc.com/topic/claims) [Claims](https://blog.tsibinc.com/topic/claims/page/2) #### [Who you gonna call… Ghostbusters?](https://blog.tsibinc.com/who-you-gonna-call-ghostbusters) In a time of critical and serious claims involving a crisis event, do you have a plan? Do you know who to call or what to do? If you have a fatality... [Read More](https://blog.tsibinc.com/who-you-gonna-call-ghostbusters) ![TSIB: Caring for the Hungry and Homeless of Peekskill (CHHOP)](https://blog.tsibinc.com/hs-fs/hubfs/1.jpg?width=740&name=1.jpg "TSIB: Caring for the Hungry and Homeless of Peekskill (CHHOP)") [TSIB Community](https://blog.tsibinc.com/topic/tsib) [TSIB Community](https://blog.tsibinc.com/topic/tsib/page/2) #### [TSIB: Caring for the Hungry and Homeless of Peekskill (CHHOP)](https://blog.tsibinc.com/tsib-volunteers-caring-for-the-hungry-and-homeless-of-peekskill-chhop) This year TSIB employees spent time volunteering with the Caring for the Hungry and Homeless of Peekskill (CHHOP), located in New York. Approximately... [Read More](https://blog.tsibinc.com/tsib-volunteers-caring-for-the-hungry-and-homeless-of-peekskill-chhop) ![Additional Insured Endorsements: Project-Specific vs. Blanket Basis](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_533579140.jpg?width=740&name=shutterstock_533579140.jpg "Additional Insured Endorsements: Project-Specific vs. Blanket Basis") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [Additional Insured Endorsements: Project-Specific vs. Blanket Basis](https://blog.tsibinc.com/additional-insured-endorsements-project-specific-vs.-blanket-basis) What is an Additional Insured Endorsement? First, to understand what an Additional Insured Endorsement is, we must look at what it means to be... [Read More](https://blog.tsibinc.com/additional-insured-endorsements-project-specific-vs.-blanket-basis) ![TSIB Volunteers: The Community Food Bank of NJ (CFBNJ)](https://blog.tsibinc.com/hs-fs/hubfs/CFBNJ.png?width=740&name=CFBNJ.png "TSIB Volunteers: The Community Food Bank of NJ (CFBNJ)") [TSIB Community](https://blog.tsibinc.com/topic/tsib) [TSIB Community](https://blog.tsibinc.com/topic/tsib/page/2) #### [TSIB Volunteers: The Community Food Bank of NJ (CFBNJ)](https://blog.tsibinc.com/tsib-volunteers-the-community-food-bank-of-nj-cfbnj-1) Recently TSIB employees in the New Jersey Office spent time volunteering with The Community Food Bank of NJ (CFBNJ). More than 44M people in the U.S.... [Read More](https://blog.tsibinc.com/tsib-volunteers-the-community-food-bank-of-nj-cfbnj-1) ![Popular Construction Insurance Acronyms – Part 1](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1256570863.jpg?width=740&name=shutterstock_1256570863.jpg "Popular Construction Insurance Acronyms – Part 1") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance/page/2) #### [Popular Construction Insurance Acronyms – Part 1](https://blog.tsibinc.com/popular-construction-insurance-acronyms-part-1) All industries have different phrases or acronyms that are used daily. Sometimes it can be a little confusing! To help you keep them all straight,... [Read More](https://blog.tsibinc.com/popular-construction-insurance-acronyms-part-1) ![Standalone Terrorism Coverage - First Party Coverage](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_723662341.jpg?width=740&name=shutterstock_723662341.jpg "Standalone Terrorism Coverage - First Party Coverage") [Terrorism](https://blog.tsibinc.com/topic/terrorism) [Terrorism](https://blog.tsibinc.com/topic/terrorism/page/2) #### [Standalone Terrorism Coverage - First Party Coverage](https://blog.tsibinc.com/standalone-terrorism-coverage-first-party-coverage) You worked hard to manage an acceptable outcome for your insurance renewal, answered countless underwriting queries, finally give your broker the... [Read More](https://blog.tsibinc.com/standalone-terrorism-coverage-first-party-coverage) ![Compensation Increases Expected Exempt Employees](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1317506042.jpg?width=740&name=shutterstock_1317506042.jpg "Compensation Increases Expected Exempt Employees") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) #### [Compensation Increases Expected Exempt Employees](https://blog.tsibinc.com/compensation-increases-expected-exempt-employees) The Department of Labor (DOL) increased the minimum salary thresholds for employees covered by overtime exemptions under the Fair Labor Standards Act... [Read More](https://blog.tsibinc.com/compensation-increases-expected-exempt-employees) ![Mass Timber - Sustainable But at What Cost?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2236482335.jpg?width=740&name=shutterstock_2236482335.jpg "Mass Timber - Sustainable But at What Cost?") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) [Construction Trends](https://blog.tsibinc.com/topic/construction-trends/page/2) #### [Mass Timber - Sustainable But at What Cost?](https://blog.tsibinc.com/mass-timber-sustainable-but-at-what-cost) The construction industry’s commitment to sustainability has been steadily growing over the past decade. With the goal of decreasing its... [Read More](https://blog.tsibinc.com/mass-timber-sustainable-but-at-what-cost) ![Generative AI’s Effects on Insurance Claims](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1811079430.jpg?width=740&name=shutterstock_1811079430.jpg "Generative AI’s Effects on Insurance Claims") [Artificial Intelligence](https://blog.tsibinc.com/topic/artificial-intelligence) [Artificial Intelligence](https://blog.tsibinc.com/topic/artificial-intelligence/page/2) #### [Generative AI’s Effects on Insurance Claims](https://blog.tsibinc.com/generative-ais-effects-on-insurance-claims) Generative Artificial Intelligence (AI) has begun to transition from innovation into a useful tool in many different fields, particularly the... [Read More](https://blog.tsibinc.com/generative-ais-effects-on-insurance-claims) ![Understanding Subcontractor Default Insurance](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1746334079.jpg?width=740&name=shutterstock_1746334079.jpg "Understanding Subcontractor Default Insurance") [SDI](https://blog.tsibinc.com/topic/sdi) [SDI](https://blog.tsibinc.com/topic/sdi/page/2) #### [Understanding Subcontractor Default Insurance](https://blog.tsibinc.com/understanding-subcontractor-default-insurance) Subcontractor Default Insurance (SDI) provides insurance for general contractors against a default from a subcontractor. It is a risk mitigation tool... [Read More](https://blog.tsibinc.com/understanding-subcontractor-default-insurance) ![Additional Insured Obligations](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1975754279.jpg?width=740&name=shutterstock_1975754279.jpg "Additional Insured Obligations") [Additional Insured](https://blog.tsibinc.com/topic/additional-insured) [Additional Insured](https://blog.tsibinc.com/topic/additional-insured/page/2) #### [Additional Insured Obligations](https://blog.tsibinc.com/additional-insured-obligations-1) Additional insured (AI) coverage is a common trigger of coverage disputes. The fact of the matter is that not all AI forms are created equally. To... [Read More](https://blog.tsibinc.com/additional-insured-obligations-1) ![Insurance Carriers Are Pulling Out of CA, But Why?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_726712018.jpg?width=740&name=shutterstock_726712018.jpg "Insurance Carriers Are Pulling Out of CA, But Why?") [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage) #### [Insurance Carriers Are Pulling Out of CA, But Why?](https://blog.tsibinc.com/insurance-carriers-are-pulling-out-of-ca-but-why) The auto insurance market in California is in distress. Over the last year, several large insurance companies, such as GEICO, Allstate, and most... [Read More](https://blog.tsibinc.com/insurance-carriers-are-pulling-out-of-ca-but-why) ![Be Aware of Possible Claim Resolution Complications](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1185762451.jpg?width=740&name=shutterstock_1185762451.jpg "Be Aware of Possible Claim Resolution Complications") [Claims](https://blog.tsibinc.com/topic/claims) #### [Be Aware of Possible Claim Resolution Complications](https://blog.tsibinc.com/be-aware-of-possible-claim-resolution-complications) Resolving claims is a critical part of claims handling. Understanding any potential claim resolution complications can assist in closing claims... [Read More](https://blog.tsibinc.com/be-aware-of-possible-claim-resolution-complications) ![The Different Roles in a Property & Casualty Loss](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1239984835.jpg?width=740&name=shutterstock_1239984835.jpg "The Different Roles in a Property & Casualty Loss") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance/page/2) #### [The Different Roles in a Property & Casualty Loss](https://blog.tsibinc.com/the-different-roles-in-a-property-casualty-loss) Facing a large property loss, like a building or auto loss/damage due to fire, weather, or flooding can be daunting for an insured. Understanding the... [Read More](https://blog.tsibinc.com/the-different-roles-in-a-property-casualty-loss) ![Good Faith Efforts - Are You in Compliance?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1182038062.jpg?width=740&name=shutterstock_1182038062.jpg "Good Faith Efforts - Are You in Compliance?") [Good Faith Efforts](https://blog.tsibinc.com/topic/good-faith-efforts) [Good Faith Efforts](https://blog.tsibinc.com/topic/good-faith-efforts/page/2) #### [Good Faith Efforts - Are You in Compliance?](https://blog.tsibinc.com/good-faith-efforts-are-you-in-compliance) No matter if you are an Owner, an Agency, or a General Contractor, it’s important that your construction team understands the projects’ diverse... [Read More](https://blog.tsibinc.com/good-faith-efforts-are-you-in-compliance) ![4 Steps to Minimize your Company’s Auto Risk](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2307410327.jpg?width=740&name=shutterstock_2307410327.jpg "4 Steps to Minimize your Company’s Auto Risk") [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage) [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage/page/2) #### [4 Steps to Minimize your Company’s Auto Risk](https://blog.tsibinc.com/4-steps-to-minimize-your-companys-auto-risk) Even though the economy and driving activity has gradually increased to pre-pandemic norms, we are unfortunately still seeing significantly high... [Read More](https://blog.tsibinc.com/4-steps-to-minimize-your-companys-auto-risk) ![Cyber Threat: Billions of Compromised Records](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1850238172.jpg?width=740&name=shutterstock_1850238172.jpg "Cyber Threat: Billions of Compromised Records") [Cyber](https://blog.tsibinc.com/topic/cyber) #### [Cyber Threat: Billions of Compromised Records](https://blog.tsibinc.com/cyber-threat-billions-of-compromised-records) Earlier this week on Monday January 22nd, news outlets began reporting on a major data leak that has potentially compromised 26 billion records. The... [Read More](https://blog.tsibinc.com/cyber-threat-billions-of-compromised-records) ![Claims Update: NotPetya Cyber Attack Settled](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2109008411.jpg?width=740&name=shutterstock_2109008411.jpg "Claims Update: NotPetya Cyber Attack Settled") [Cyber](https://blog.tsibinc.com/topic/cyber) [Cyber](https://blog.tsibinc.com/topic/cyber/page/2) #### [Claims Update: NotPetya Cyber Attack Settled](https://blog.tsibinc.com/claims-update-notpetya-cyber-attack-settled) Merck and its insurance companies have settled their lawsuit involving a 2017 cyber attack. The litigation involved a dispute about whether a war... [Read More](https://blog.tsibinc.com/claims-update-notpetya-cyber-attack-settled) ![What does a General Contractor look for when hiring a Trade Contractor?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2302260717.jpg?width=740&name=shutterstock_2302260717.jpg "What does a General Contractor look for when hiring a Trade Contractor?") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [What does a General Contractor look for when hiring a Trade Contractor?](https://blog.tsibinc.com/what-does-a-general-contractor-look-for-when-hiring-a-trade-contractor) There are several factors that a General Contractor (GC) will look for when hiring a trade contractor for work on a construction project. Here are 4... [Read More](https://blog.tsibinc.com/what-does-a-general-contractor-look-for-when-hiring-a-trade-contractor) ![4 Essential Items Needed to Enroll in a Wrap-Up](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1918059161.jpg?width=740&name=shutterstock_1918059161.jpg "4 Essential Items Needed to Enroll in a Wrap-Up") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [4 Essential Items Needed to Enroll in a Wrap-Up](https://blog.tsibinc.com/4-essential-items-needed-to-enroll-in-a-wrap-up) First time enrolling in a Wrap-Up insurance program? Here are 4 items you should have available to expedite the enrollment process with any Wrap... [Read More](https://blog.tsibinc.com/4-essential-items-needed-to-enroll-in-a-wrap-up) ![2024 Insurance Industry Expectations](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2271433719.jpg?width=740&name=shutterstock_2271433719.jpg "2024 Insurance Industry Expectations") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) [Construction Trends](https://blog.tsibinc.com/topic/construction-trends/page/2) #### [2024 Insurance Industry Expectations](https://blog.tsibinc.com/2024-insurance-industry-expectations) As we prepare ourselves for the upcoming new year, it is important to look ahead to potential opportunities in the Insurance Industry. Insurance... [Read More](https://blog.tsibinc.com/2024-insurance-industry-expectations) ![Say What? When Insurance Terms Sound Humorous](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_753507916.jpg?width=740&name=shutterstock_753507916.jpg "Say What? When Insurance Terms Sound Humorous") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) #### [Say What? When Insurance Terms Sound Humorous](https://blog.tsibinc.com/say-what-when-insurance-terms-sound-humorous) When you think of insurance, most of the time you don’t think of fun. However, there are some words that just make you smile when you hear them. Here... [Read More](https://blog.tsibinc.com/say-what-when-insurance-terms-sound-humorous) ![Is Enrolling in a Wrap-Up Optional?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1323644711.jpg?width=740&name=shutterstock_1323644711.jpg "Is Enrolling in a Wrap-Up Optional?") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [Is Enrolling in a Wrap-Up Optional?](https://blog.tsibinc.com/is-enrolling-in-a-wrap-up-optional) You’ve been awarded a contract on a project that is being covered by Controlled Insurance Program (CIP), or more commonly known as a Wrap-Up. The... [Read More](https://blog.tsibinc.com/is-enrolling-in-a-wrap-up-optional) ![AI and How It Can Be Used in The Construction Industry](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2251787925.jpg?width=740&name=shutterstock_2251787925.jpg "AI and How It Can Be Used in The Construction Industry") [Artificial Intelligence](https://blog.tsibinc.com/topic/artificial-intelligence) [Artificial Intelligence](https://blog.tsibinc.com/topic/artificial-intelligence/page/2) #### [AI and How It Can Be Used in The Construction Industry](https://blog.tsibinc.com/ai-and-how-it-can-be-used-in-the-construction-industry) AI, or Artificial Intelligence, is a form of technology that is built to mirror the human mind. AI is focused on taking basic human functions such as... [Read More](https://blog.tsibinc.com/ai-and-how-it-can-be-used-in-the-construction-industry) ![Builder’s Risk Update: S. Capitol Bridgebuilder V. Lexington Ins. Co.](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_662011432.jpg?width=740&name=shutterstock_662011432.jpg "Builder’s Risk Update: S. Capitol Bridgebuilder V. Lexington Ins. Co.") [Builder's Risk](https://blog.tsibinc.com/topic/builders-risk) [Builder's Risk](https://blog.tsibinc.com/topic/builders-risk/page/2) #### [Builder’s Risk Update: S. Capitol Bridgebuilder V. Lexington Ins. Co.](https://blog.tsibinc.com/builders-risk-update-s.-capitol-bridgebuilder-v.-lexington-ins.-co) In recent years, large Builder’s Risk policies have included coverage terms from the London Engineering Group (LEG) that expand coverage by... [Read More](https://blog.tsibinc.com/builders-risk-update-s.-capitol-bridgebuilder-v.-lexington-ins.-co) ![Do I Need a Standalone Terrorism Policy?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1110153725.jpg?width=740&name=shutterstock_1110153725.jpg "Do I Need a Standalone Terrorism Policy?") [Terrorism](https://blog.tsibinc.com/topic/terrorism) [Terrorism](https://blog.tsibinc.com/topic/terrorism/page/2) #### [Do I Need a Standalone Terrorism Policy?](https://blog.tsibinc.com/do-i-need-a-standalone-terrorism-policy) Standalone, private terrorism policies from insurance companies have become an alternative to TRIA and have gained in popularity over the past... [Read More](https://blog.tsibinc.com/do-i-need-a-standalone-terrorism-policy) ![Construction Inclusion Week 2023](https://blog.tsibinc.com/hs-fs/hubfs/Screen%20Shot%202022-10-17%20at%2012.26.50%20PM.png?width=740&name=Screen%20Shot%202022-10-17%20at%2012.26.50%20PM.png "Construction Inclusion Week 2023") [Construction Inclusion Week](https://blog.tsibinc.com/topic/construction-inclusion-week) [Construction Inclusion Week](https://blog.tsibinc.com/topic/construction-inclusion-week/page/2) #### [Construction Inclusion Week 2023](https://blog.tsibinc.com/construction-inclusion-week-2023) TSIB along with various other Brokers, General Contractors, Trade Partners, etc. is gearing up for the annual Construction Inclusion Week (CIW). This... [Read More](https://blog.tsibinc.com/construction-inclusion-week-2023) ![What is Terrorism Insurance?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_670152970.jpg?width=740&name=shutterstock_670152970.jpg "What is Terrorism Insurance?") [Terrorism](https://blog.tsibinc.com/topic/terrorism) [Terrorism](https://blog.tsibinc.com/topic/terrorism/page/2) #### [What is Terrorism Insurance?](https://blog.tsibinc.com/what-is-terrorism-insurance) Terrorism insurance provides businesses with protection against the unpredictable nature of a terrorist attack. An act of terrorism can occur... [Read More](https://blog.tsibinc.com/what-is-terrorism-insurance) ![Importance of Rate Pages when you enroll in a Wrap-Up](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_530915839.jpg?width=740&name=shutterstock_530915839.jpg "Importance of Rate Pages when you enroll in a Wrap-Up") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [Importance of Rate Pages when you enroll in a Wrap-Up](https://blog.tsibinc.com/importance-of-rate-pages-when-you-enroll-in-a-wrap-up) When your company starts working on a Wrap-Up, it’s helpful to gather all the required documentation you need ahead of time. This will help make your... [Read More](https://blog.tsibinc.com/importance-of-rate-pages-when-you-enroll-in-a-wrap-up) ![Vicarious Liability & Additional Insured Endorsements Ruling](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_786021463.jpg?width=740&name=shutterstock_786021463.jpg "Vicarious Liability & Additional Insured Endorsements Ruling") [Additional Insured](https://blog.tsibinc.com/topic/additional-insured) [Additional Insured](https://blog.tsibinc.com/topic/additional-insured/page/2) #### [Vicarious Liability & Additional Insured Endorsements Ruling](https://blog.tsibinc.com/vicarious-liability-additional-insured-endorsements-ruling) Last year, an Eleventh Circuit ruling in Cincinnati Specialty Underwriters, Ins. Co v KNS Group (11th Cir. Oct. 2022) addressed issues related to... [Read More](https://blog.tsibinc.com/vicarious-liability-additional-insured-endorsements-ruling) ![Placing a Wrap: Data Collection](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2149639987.jpg?width=740&name=shutterstock_2149639987.jpg "Placing a Wrap: Data Collection") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Placing a Wrap: Data Collection](https://blog.tsibinc.com/wrap-up-submission-data-collection) Once you’ve properly defined the risk being considered for a Wrap-Up, you’ll work with your broker to develop a marketing submission that will be... [Read More](https://blog.tsibinc.com/wrap-up-submission-data-collection) ![Placing a Wrap: Defining Your Risk](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1511397473.jpg?width=740&name=shutterstock_1511397473.jpg "Placing a Wrap: Defining Your Risk") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Placing a Wrap: Defining Your Risk](https://blog.tsibinc.com/defining-your-risk-when-considering-a-wrap-up) A Wrap-Up is an incredible tool that manages the risk presented by a construction project. This tool also returns a significant part of the project... [Read More](https://blog.tsibinc.com/defining-your-risk-when-considering-a-wrap-up) ![How A Late Claims Notice Can Affect Owners](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1377054038.jpg?width=740&name=shutterstock_1377054038.jpg "How A Late Claims Notice Can Affect Owners") [Claims](https://blog.tsibinc.com/topic/claims) [Claims](https://blog.tsibinc.com/topic/claims/page/2) #### [How A Late Claims Notice Can Affect Owners](https://blog.tsibinc.com/how-a-late-claims-notice-can-affect-owners) A federal appeals court ruled that Zurich Insurance was correct in denying coverage to Harvard University because of “lack of timely notice.” [Read More](https://blog.tsibinc.com/how-a-late-claims-notice-can-affect-owners) ![Best Practices for Workforce Recruitment](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2010191492.jpg?width=740&name=shutterstock_2010191492.jpg "Best Practices for Workforce Recruitment") [Diversity Workforce](https://blog.tsibinc.com/topic/diversity-workforce) [Diversity Workforce](https://blog.tsibinc.com/topic/diversity-workforce/page/2) #### [Best Practices for Workforce Recruitment](https://blog.tsibinc.com/best-practices-for-workforce-recruitment) The construction workforce shortage is a growing concern for the industry. With contractors competing against each other to fill vacant positions,... [Read More](https://blog.tsibinc.com/best-practices-for-workforce-recruitment) ![New York Payroll Limitation Program: The Differences](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1836096001.jpg?width=740&name=shutterstock_1836096001.jpg "New York Payroll Limitation Program: The Differences") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) #### [New York Payroll Limitation Program: The Differences](https://blog.tsibinc.com/new-york-payroll-limitation-program-the-differences) In 1999, former New York Governor George Pataki enacted the Construction Employment Payroll Limitation Law. This law provides a more equitable way to... [Read More](https://blog.tsibinc.com/new-york-payroll-limitation-program-the-differences) ![Opportunities for Women in Construction](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1654099381.jpg?width=740&name=shutterstock_1654099381.jpg "Opportunities for Women in Construction") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) #### [Opportunities for Women in Construction](https://blog.tsibinc.com/opportunities-for-women-in-construction) The opportunities for females in the construction industry has increased in recent years, going against the stereotype that construction is a... [Read More](https://blog.tsibinc.com/opportunities-for-women-in-construction) ![What To Look for When Choosing the Right HVAC Contractor](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_611517449.jpg?width=740&name=shutterstock_611517449.jpg "What To Look for When Choosing the Right HVAC Contractor") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) #### [What To Look for When Choosing the Right HVAC Contractor](https://blog.tsibinc.com/what-to-look-for-when-choosing-the-right-hvac-contractor) Trying to find the right HVAC contractor for your commercial or residential needs can sometimes be a very stressful process. There are many... [Read More](https://blog.tsibinc.com/what-to-look-for-when-choosing-the-right-hvac-contractor) ![Real Estate Developers’ Wrap-Up Challenges & Benefits](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_532057639.jpg?width=740&name=shutterstock_532057639.jpg "Real Estate Developers’ Wrap-Up Challenges & Benefits") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Real Estate Developers’ Wrap-Up Challenges & Benefits](https://blog.tsibinc.com/real-estate-developers-wrap-up-challenges-benefits) Real Estate development is a business process that focuses on the overall development and renovation of a property, whether that is an existing... [Read More](https://blog.tsibinc.com/real-estate-developers-wrap-up-challenges-benefits) ![Mental Health Effects in the Workplace](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1389495353.jpg?width=740&name=shutterstock_1389495353.jpg "Mental Health Effects in the Workplace") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) #### [Mental Health Effects in the Workplace](https://blog.tsibinc.com/mental-health-effects-in-the-workplace) Mental health is an important part of today’s society. People all around the world have made it a priority to begin to raise awareness regarding... [Read More](https://blog.tsibinc.com/mental-health-effects-in-the-workplace) ![Have Pride in Your Company's Health Benefits](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1434770210.jpg?width=740&name=shutterstock_1434770210.jpg "Have Pride in Your Company's Health Benefits") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) #### [Have Pride in Your Company's Health Benefits](https://blog.tsibinc.com/have-pride-in-your-companys-health-benefits) As Pride Month is coming to an end, now is a good time to ensure your company’s health benefits package represents your entire workforce. Healthcare... [Read More](https://blog.tsibinc.com/have-pride-in-your-companys-health-benefits) ![Determining Standard vs Non-Standard Bond Limitations](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2171718557.jpg?width=740&name=shutterstock_2171718557.jpg "Determining Standard vs Non-Standard Bond Limitations") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Determining Standard vs Non-Standard Bond Limitations](https://blog.tsibinc.com/determining-standard-vs-non-standard-bond-limitations) Many active bond users can sometimes be limited in their bonding potential. These limitations occur differently depending on the bond program. There... [Read More](https://blog.tsibinc.com/determining-standard-vs-non-standard-bond-limitations) ![6 Ways Data Subjects Can Exercise their Rights](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1170728281.jpg?width=740&name=shutterstock_1170728281.jpg "6 Ways Data Subjects Can Exercise their Rights") #### [6 Ways Data Subjects Can Exercise their Rights](https://blog.tsibinc.com/6-ways-data-subjects-can-exercise-their-rights) In today’s digital world, companies are looking to gather information on people who visit their website and social media platforms. This often allows... [Read More](https://blog.tsibinc.com/6-ways-data-subjects-can-exercise-their-rights) ![A Broker Partnership - For the Win!](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_529008256-1.jpg?width=740&name=shutterstock_529008256-1.jpg "A Broker Partnership - For the Win!") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [A Broker Partnership - For the Win!](https://blog.tsibinc.com/a-broker-partnership-for-the-win) If you are an insurance broker, it might seem counter-intuitive to reach out to another brokerage for help with an existing client. However, it is... [Read More](https://blog.tsibinc.com/a-broker-partnership-for-the-win) ![10 Surety Underwriting Concerns](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_712995403.jpg?width=740&name=shutterstock_712995403.jpg "10 Surety Underwriting Concerns") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [10 Surety Underwriting Concerns](https://blog.tsibinc.com/10-surety-underwriting-concerns) Surety bond underwriting is essentially the pre-approval and evaluation of the two bond performance requirements. These requirements were determined... [Read More](https://blog.tsibinc.com/10-surety-underwriting-concerns) ![Wrap Administration Duties](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1472424881.jpg?width=740&name=shutterstock_1472424881.jpg "Wrap Administration Duties") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) #### [Wrap Administration Duties](https://blog.tsibinc.com/wrap-adminstration-duties) So, you’ve decided on a Wrap-Up for your next project. You know your broker can secure the policies needed for a Wrap-Up. But that’s just part of the... [Read More](https://blog.tsibinc.com/wrap-adminstration-duties) ![The Importance of a Feasibility Study](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2012558903.jpg?width=740&name=shutterstock_2012558903.jpg "The Importance of a Feasibility Study") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [The Importance of a Feasibility Study](https://blog.tsibinc.com/the-importance-of-a-feasibility-study) A key factor when considering a CIP or Wrap-Up is having the broker conduct a feasibility study for the Wrap-Up Sponsor. A feasibility study is a... [Read More](https://blog.tsibinc.com/the-importance-of-a-feasibility-study) ![Wrap-Ups Lower Your Project Cost](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_755856148.jpg?width=740&name=shutterstock_755856148.jpg "Wrap-Ups Lower Your Project Cost") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Wrap-Ups Lower Your Project Cost](https://blog.tsibinc.com/wrap-ups-lower-your-project-cost) Expensive insurance premiums are often buried into the cost of your building projects. This can add millions to what you pay and provide little... [Read More](https://blog.tsibinc.com/wrap-ups-lower-your-project-cost) ![Top 5 Risks That HVAC Contractors Face](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2185250537-1.jpg?width=740&name=shutterstock_2185250537-1.jpg "Top 5 Risks That HVAC Contractors Face") [Safety](https://blog.tsibinc.com/topic/safety) #### [Top 5 Risks That HVAC Contractors Face](https://blog.tsibinc.com/top-5-risks-that-hvac-contractors-face) As a contractor working in the HVAC industry, you find there is always a demand for heating and cooling services. Each household and business have... [Read More](https://blog.tsibinc.com/top-5-risks-that-hvac-contractors-face) ![Developing with a Wrap-Up](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1080735002.jpg?width=740&name=shutterstock_1080735002.jpg "Developing with a Wrap-Up") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Developing with a Wrap-Up](https://blog.tsibinc.com/developing-with-a-wrap-up) Construction projects present unique risks and complexities that are a distinct departure from your overall insurance needs as a real estate... [Read More](https://blog.tsibinc.com/developing-with-a-wrap-up) ![Florida Tort Reform Bill Becomes Law](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_789796180.jpg?width=740&name=shutterstock_789796180.jpg "Florida Tort Reform Bill Becomes Law") [Claims](https://blog.tsibinc.com/topic/claims) #### [Florida Tort Reform Bill Becomes Law](https://blog.tsibinc.com/florida-tort-reform-bill-becomes-law) On March 24, 2023, Florida’s governor signed a new tort reform bill (H.R. 837) into law (the “Act”). The Act changes areas of Florida law that have... [Read More](https://blog.tsibinc.com/florida-tort-reform-bill-becomes-law) ![The Importance of an Insurance Consultant](https://blog.tsibinc.com/hs-fs/hubfs/AdobeStock_237821604.jpeg?width=740&name=AdobeStock_237821604.jpeg "The Importance of an Insurance Consultant") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance/page/2) #### [The Importance of an Insurance Consultant](https://blog.tsibinc.com/the-importance-of-an-insurance-consultant) Imagine purchasing products that are deceptively difficult to understand and how much it should actually cost. There is a Latin phrase, “Caveat... [Read More](https://blog.tsibinc.com/the-importance-of-an-insurance-consultant) ![The Global Insurance Resilience Gap](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_655639096%20(1).jpg?width=740&name=shutterstock_655639096%20(1).jpg "The Global Insurance Resilience Gap") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) #### [The Global Insurance Resilience Gap](https://blog.tsibinc.com/the-global-insurance-resilience-gap) The popularity around utilizing resilience as a risk management tool is growing. Resilience can be defined as reducing the impact of a disturbance.... [Read More](https://blog.tsibinc.com/the-global-insurance-resilience-gap) ![More IIJA Money is Coming. Are you ready?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_752076598.jpg?width=740&name=shutterstock_752076598.jpg "More IIJA Money is Coming. Are you ready?") [MWBE](https://blog.tsibinc.com/topic/mwbe) [MWBE](https://blog.tsibinc.com/topic/mwbe/page/2) #### [More IIJA Money is Coming. Are you ready?](https://blog.tsibinc.com/more-iija-money-is-coming.-are-you-ready) We’ve all heard of the Infrastructure Investment and Jobs Act (IIJA) that provides $1.2 trillion in Federal funds for transportation infrastructure,... [Read More](https://blog.tsibinc.com/more-iija-money-is-coming.-are-you-ready) ![The 4 Most Common Types of Employers Liability Claims](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1645180072.jpg?width=740&name=shutterstock_1645180072.jpg "The 4 Most Common Types of Employers Liability Claims") [Workers' Compensation](https://blog.tsibinc.com/topic/workers-compensation) [Workers' Compensation](https://blog.tsibinc.com/topic/workers-compensation/page/2) #### [The 4 Most Common Types of Employers Liability Claims](https://blog.tsibinc.com/the-4-most-common-types-of-employers-liability-claims) When dealing with Workers’ Compensation insurance, there are two components to the insurance policies. The first part consists of Workers’... [Read More](https://blog.tsibinc.com/the-4-most-common-types-of-employers-liability-claims) ![What is the Wrap-Up Enrollment Start Date?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1929015956-1.jpg?width=740&name=shutterstock_1929015956-1.jpg "What is the Wrap-Up Enrollment Start Date?") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration/page/2) #### [What is the Wrap-Up Enrollment Start Date?](https://blog.tsibinc.com/what-is-the-wrap-up-enrollment-start-date) As a contractor, when enrolling into a CIP or Wrap-Up program, there is often enrollment paperwork that needs to be completed before a contractor can... [Read More](https://blog.tsibinc.com/what-is-the-wrap-up-enrollment-start-date) ![Builder's Risk – The Basics](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1489015244.jpg?width=740&name=shutterstock_1489015244.jpg "Builder's Risk – The Basics") [Builder's Risk](https://blog.tsibinc.com/topic/builders-risk) #### [Builder's Risk – The Basics](https://blog.tsibinc.com/builders-risk-the-basics) Builder’s Risk is a type of property insurance that focuses on providing coverage for buildings during the construction process. This insurance plan... [Read More](https://blog.tsibinc.com/builders-risk-the-basics) ![Is Crisis Management a Part of your Risk Management Plan?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_520407727.jpg?width=740&name=shutterstock_520407727.jpg "Is Crisis Management a Part of your Risk Management Plan?") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management/page/2) #### [Is Crisis Management a Part of your Risk Management Plan?](https://blog.tsibinc.com/is-crisis-management-a-part-of-your-risk-management-plan) Risk Management is the practice of identifying and analyzing loss exposures and taking steps to minimize the financial impact of the risk they... [Read More](https://blog.tsibinc.com/is-crisis-management-a-part-of-your-risk-management-plan) ![Wrap Administration Reporting](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2017793921.jpg?width=740&name=shutterstock_2017793921.jpg "Wrap Administration Reporting") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) #### [Wrap Administration Reporting](https://blog.tsibinc.com/wrap-administration-reporting) As the Sponsor (Owner, or General Contractor) for a Wrap-Up program, you should be aware of the types of reporting your Wrap Administrator should be... [Read More](https://blog.tsibinc.com/wrap-administration-reporting) ![3 Captive Insurance Questions](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_529008256.jpg?width=740&name=shutterstock_529008256.jpg "3 Captive Insurance Questions") [Captive](https://blog.tsibinc.com/topic/captive) [Captive](https://blog.tsibinc.com/topic/captive/page/2) #### [3 Captive Insurance Questions](https://blog.tsibinc.com/3-captive-insurance-questions) As a contractor, you may be wondering if a captive is right for you, as they have recently been gaining in popularity. However, captives are not a... [Read More](https://blog.tsibinc.com/3-captive-insurance-questions) ![Self-Insurance Plan Options](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1859729437.jpg?width=740&name=shutterstock_1859729437.jpg "Self-Insurance Plan Options") [Alternative Risk Financing](https://blog.tsibinc.com/topic/alternative-risk-financing) [Alternative Risk Financing](https://blog.tsibinc.com/topic/alternative-risk-financing/page/2) #### [Self-Insurance Plan Options](https://blog.tsibinc.com/self-insurance-plan-options) Have you considered self-insurance as an option for your company’s risks? Self-Insurance plans are when the insured takes the risk on themselves but... [Read More](https://blog.tsibinc.com/self-insurance-plan-options) ![Defaulting on Surety Bonds](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_638290864.jpg?width=740&name=shutterstock_638290864.jpg "Defaulting on Surety Bonds") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Defaulting on Surety Bonds](https://blog.tsibinc.com/defaulting-on-surety-bonds) When beginning work on a project, it’s often required that the contractors have surety bonds in place. However, not only can a surety bond protect a... [Read More](https://blog.tsibinc.com/defaulting-on-surety-bonds) ![Why Should You Bond Back Your Subcontractors?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_462975721.jpg?width=740&name=shutterstock_462975721.jpg "Why Should You Bond Back Your Subcontractors?") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Why Should You Bond Back Your Subcontractors?](https://blog.tsibinc.com/why-should-you-bond-back-your-subcontractors) Shrewd General Contractors (GC) need to consider requiring surety bonds from their first-tier subs. This will help manage a contractor’s risk in any... [Read More](https://blog.tsibinc.com/why-should-you-bond-back-your-subcontractors) ![Driver Acceptability Standards](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_726441562.jpg?width=740&name=shutterstock_726441562.jpg "Driver Acceptability Standards") [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage) #### [Driver Acceptability Standards](https://blog.tsibinc.com/driver-acceptability-standards) Have you seen an uptick in auto-related incidents recently? Your company is not alone. From 2016-2021, the average commercial auto claim payments... [Read More](https://blog.tsibinc.com/driver-acceptability-standards) ![Is your Wrap Administration Team CRIS® certified?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2156355131.jpg?width=740&name=shutterstock_2156355131.jpg "Is your Wrap Administration Team CRIS® certified?") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) #### [Is your Wrap Administration Team CRIS® certified?](https://blog.tsibinc.com/is-your-wrap-administration-team-cris-certified) As the owner of a large construction project – whether it is a new mixed-use retail space, new hospital or new college library, there are many... [Read More](https://blog.tsibinc.com/is-your-wrap-administration-team-cris-certified) ![What is a Wholesale Insurance Broker?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_714800074.jpg?width=740&name=shutterstock_714800074.jpg "What is a Wholesale Insurance Broker?") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) #### [What is a Wholesale Insurance Broker?](https://blog.tsibinc.com/what-is-a-wholesale-insurance-broker-1) A wholesale insurance broker is a type of insurance broker who acts as an intermediary between the retail broker and the insurer. Wholesale brokers... [Read More](https://blog.tsibinc.com/what-is-a-wholesale-insurance-broker-1) ![Wage & Hour Coverage: The Hidden Costs of Overtime Pay](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2071524194.jpg?width=740&name=shutterstock_2071524194.jpg "Wage & Hour Coverage: The Hidden Costs of Overtime Pay") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management/page/2) #### [Wage & Hour Coverage: The Hidden Costs of Overtime Pay](https://blog.tsibinc.com/wage-hour-coverage-the-hidden-costs-of-overtime-pay) One way to identify risks for your company is to look at the insurance industry and what areas they have identified as threats. These are referred to... [Read More](https://blog.tsibinc.com/wage-hour-coverage-the-hidden-costs-of-overtime-pay) ![What is a Holdback?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_431846191.jpg?width=740&name=shutterstock_431846191.jpg "What is a Holdback?") [Claims](https://blog.tsibinc.com/topic/claims) #### [What is a Holdback?](https://blog.tsibinc.com/what-is-a-holdback) Property insurance policies can be written on a Replacement Cost Valuation (RCV) basis or on an Actual Cost Value (ACV) basis. Replacement Cost... [Read More](https://blog.tsibinc.com/what-is-a-holdback) ![Employee Benefits Resources for the Holidays](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1696676338.jpg?width=740&name=shutterstock_1696676338.jpg "Employee Benefits Resources for the Holidays") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) #### [Employee Benefits Resources for the Holidays](https://blog.tsibinc.com/employee-benefits-resources-for-the-holidays) As the holidays approach, and friends & family begin to celebrate, this becomes a time of stress for many. That’s why it’s a good time to remind your... [Read More](https://blog.tsibinc.com/employee-benefits-resources-for-the-holidays) ![Fall Back on these Safety Tips](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1695161101.jpg?width=740&name=shutterstock_1695161101.jpg "Fall Back on these Safety Tips") [Safety](https://blog.tsibinc.com/topic/safety) #### [Fall Back on these Safety Tips](https://blog.tsibinc.com/fall-back-on-these-safety-tips) Daylight Saving Time for 2022 is here. As we experienced the fall back of an hour for Daylight Savings this past Sunday, our sister company, General... [Read More](https://blog.tsibinc.com/fall-back-on-these-safety-tips) ![Combat Auto Liability Claims](https://blog.tsibinc.com/hs-fs/hubfs/save-money-on-commercial-auto-insurance.jpg?width=740&name=save-money-on-commercial-auto-insurance.jpg "Combat Auto Liability Claims") [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage) [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage/page/2) #### [Combat Auto Liability Claims](https://blog.tsibinc.com/combat-auto-liability-claims) Going into the pandemic Commercial Auto insurance was a very “distressed” line of coverage. The industry was operating at 119% loss ratio through the... [Read More](https://blog.tsibinc.com/combat-auto-liability-claims) ![Surety Bonds and P3s](https://blog.tsibinc.com/hs-fs/hubfs/surety%20bonding%20default.jpg?width=740&name=surety%20bonding%20default.jpg "Surety Bonds and P3s") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding/page/2) #### [Surety Bonds and P3s](https://blog.tsibinc.com/surety-bonds-and-p3s) Public-Private Partnerships (P3s) involve a challenging combination of new relationships and risk transfers for the private sector. While it has... [Read More](https://blog.tsibinc.com/surety-bonds-and-p3s) ![The 2nd Annual Construction Inclusion Week Kicks-Off](https://blog.tsibinc.com/hs-fs/hubfs/Screen%20Shot%202022-10-17%20at%2012.26.50%20PM.png?width=740&name=Screen%20Shot%202022-10-17%20at%2012.26.50%20PM.png "The 2nd Annual Construction Inclusion Week Kicks-Off") [Construction Inclusion Week](https://blog.tsibinc.com/topic/construction-inclusion-week) [Construction Inclusion Week](https://blog.tsibinc.com/topic/construction-inclusion-week/page/2) #### [The 2nd Annual Construction Inclusion Week Kicks-Off](https://blog.tsibinc.com/the-2nd-annual-construction-inclusion-week-kicks-off) Last year the 6 leading U.S. General Contractors teamed up to create a consortium to help advance diversity, equity, and inclusion in the... [Read More](https://blog.tsibinc.com/the-2nd-annual-construction-inclusion-week-kicks-off) ![Information Required to Enroll in a Wrap-Up Program](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1701602083.jpg?width=740&name=shutterstock_1701602083.jpg "Information Required to Enroll in a Wrap-Up Program") [Wrap-Up Administration](https://blog.tsibinc.com/topic/wrap-up-administration) #### [Information Required to Enroll in a Wrap-Up Program](https://blog.tsibinc.com/information-required-to-enroll-in-a-wrap-up-program) Contractor’s working on a Controlled Insurance Program (CIP or Wrap-Up) jobsite, are often required to enroll in the Wrap-Up program. When a... [Read More](https://blog.tsibinc.com/information-required-to-enroll-in-a-wrap-up-program) ![Property Insurance Rates Are Increasing - How Will Your Building C.O.P.E?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_663842305-1.jpg?width=740&name=shutterstock_663842305-1.jpg "Property Insurance Rates Are Increasing - How Will Your Building C.O.P.E?") [Property Coverage](https://blog.tsibinc.com/topic/property-coverage) #### [Property Insurance Rates Are Increasing - How Will Your Building C.O.P.E?](https://blog.tsibinc.com/property-insurance-rates-are-increasing-how-will-your-building-c.o.p.e) Property insurance rates have been steadily increasing for the past 18 consecutive quarters. While the worst of these rate increases are behind us,... [Read More](https://blog.tsibinc.com/property-insurance-rates-are-increasing-how-will-your-building-c.o.p.e) ![The Top 6 Misconceptions About Homeowner Insurance](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1064403230.jpg?width=740&name=shutterstock_1064403230.jpg "The Top 6 Misconceptions About Homeowner Insurance") [Homeowner's Insurance](https://blog.tsibinc.com/topic/homeowners-insurance) #### [The Top 6 Misconceptions About Homeowner Insurance](https://blog.tsibinc.com/the-top-6-misconceptions-about-homeowner-insurance) As a homeowner, you know the ups and downs of owning a home. You also know there are some events that are ultimately out of your control. That’s why... [Read More](https://blog.tsibinc.com/the-top-6-misconceptions-about-homeowner-insurance) ![Lack of Good Talent in the Security Industry Turns Risky](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_525950377.png?width=740&name=shutterstock_525950377.png "Lack of Good Talent in the Security Industry Turns Risky") [Employment Practice Liability](https://blog.tsibinc.com/topic/employment-practice-liability) #### [Lack of Good Talent in the Security Industry Turns Risky](https://blog.tsibinc.com/lack-of-good-talent-in-the-security-industry-turns-risky) It goes without saying that attracting and retaining quality employees is one of, if not the biggest challenge faced by Private Security Firms.... [Read More](https://blog.tsibinc.com/lack-of-good-talent-in-the-security-industry-turns-risky) ![What are State-mandated Retirement Plans?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_243995698.jpg?width=740&name=shutterstock_243995698.jpg "What are State-mandated Retirement Plans?") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) #### [What are State-mandated Retirement Plans?](https://blog.tsibinc.com/what-are-state-mandated-retirement-plans) 37% of Americans are not saving for retirement. Only 4 in 10 businesses with less than 100 employees offer retirement benefits. These are sobering... [Read More](https://blog.tsibinc.com/what-are-state-mandated-retirement-plans) ![How to Analyze a Jobsite Accident](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1445568884.png?width=740&name=shutterstock_1445568884.png "How to Analyze a Jobsite Accident") [Claims](https://blog.tsibinc.com/topic/claims) [Claims](https://blog.tsibinc.com/topic/claims/page/2) #### [How to Analyze a Jobsite Accident](https://blog.tsibinc.com/how-to-analyze-an-accident) Accidents are inevitable, but lessons learned are valuable tools to help prevent similar accidents from happening in the future. Critical analysis... [Read More](https://blog.tsibinc.com/how-to-analyze-an-accident) ![Insurance Policies: Umbrella Liability vs Excess Liability](https://blog.tsibinc.com/hs-fs/hubfs/Stock%20images/Shutterstock_586415417.jpg?width=740&name=Shutterstock_586415417.jpg "Insurance Policies: Umbrella Liability vs Excess Liability") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) #### [Insurance Policies: Umbrella Liability vs Excess Liability](https://blog.tsibinc.com/insurance-policies-umbrella-liability-vs-excess-liability) Insurance language is filled with nuance. Often two terms can appear to have the same meaning, but in practice are different. Unfortunately, these... [Read More](https://blog.tsibinc.com/insurance-policies-umbrella-liability-vs-excess-liability) ![What is Umbrella Liability?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_728383990.jpg?width=740&name=shutterstock_728383990.jpg "What is Umbrella Liability?") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) #### [What is Umbrella Liability?](https://blog.tsibinc.com/what-is-umbrella-liability) There are two ways that you can buy additional insurance limits. One is an Excess Liability policy, and the other is an Umbrella Liability policy. An... [Read More](https://blog.tsibinc.com/what-is-umbrella-liability) ![A Perfect Storm for Homeowner’s Insurance is Brewing in Florida](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_496519948.jpg?width=740&name=Shutterstock_496519948.jpg "A Perfect Storm for Homeowner’s Insurance is Brewing in Florida") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) #### [A Perfect Storm for Homeowner’s Insurance is Brewing in Florida](https://blog.tsibinc.com/a-perfect-storm-for-home-construction-is-brewing-in-florida) Recent news reports out of Florida are forecasting that more than 17 homeowner insurers are facing rating downgrades for the state’s struggling... [Read More](https://blog.tsibinc.com/a-perfect-storm-for-home-construction-is-brewing-in-florida) ![Writing an incident Report - Step 1: Facts](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1216012684.png?width=740&name=shutterstock_1216012684.png "Writing an incident Report - Step 1: Facts") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Writing an incident Report - Step 1: Facts](https://blog.tsibinc.com/writing-an-incident-report-step-1-facts) Surety bonds are instruments that have been around for well over 100 years, in fact Suretyship, or guarantees, have been around for centuries. While... [Read More](https://blog.tsibinc.com/writing-an-incident-report-step-1-facts) ![Surety Bonds 101](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1216012684.png?width=740&name=shutterstock_1216012684.png "Surety Bonds 101") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Surety Bonds 101](https://blog.tsibinc.com/surety-bonds-101) Surety bonds are instruments that have been around for well over 100 years, in fact Suretyship, or guarantees, have been around for centuries. While... [Read More](https://blog.tsibinc.com/surety-bonds-101) ![Need Contractor’s Pollution Liability or Pollution Legal Liability?](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_2139897453.jpg?width=740&name=Shutterstock_2139897453.jpg "Need Contractor’s Pollution Liability or Pollution Legal Liability?") [Pollution Legal Liability Insurance](https://blog.tsibinc.com/topic/pollution-legal-liability-insurance) [Pollution Legal Liability Insurance](https://blog.tsibinc.com/topic/pollution-legal-liability-insurance/page/2) #### [Need Contractor’s Pollution Liability or Pollution Legal Liability?](https://blog.tsibinc.com/do-you-need-contractors-pollution-liability-or-pollution-legal-liability) There are dozens of carriers offering a form of environmental or pollution coverage and the most common include Pollution Legal Liability (PLL) and... [Read More](https://blog.tsibinc.com/do-you-need-contractors-pollution-liability-or-pollution-legal-liability) ![What is Builder’s Risk Insurance?](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_126983117.jpg?width=740&name=Shutterstock_126983117.jpg "What is Builder’s Risk Insurance?") [Builder's Risk](https://blog.tsibinc.com/topic/builders-risk) [Builder's Risk](https://blog.tsibinc.com/topic/builders-risk/page/2) #### [What is Builder’s Risk Insurance?](https://blog.tsibinc.com/what-is-builders-risk-insurance) Whether you are a General Contractor, Subcontractor, or Property Owner, your business risk is covered by a variety of insurance coverages – Workers’... [Read More](https://blog.tsibinc.com/what-is-builders-risk-insurance) ![Car Repair Insurance](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_291469727.png?width=740&name=Shutterstock_291469727.png "Car Repair Insurance") [Auto Coverage](https://blog.tsibinc.com/topic/auto-coverage) #### [Car Repair Insurance](https://blog.tsibinc.com/car-repair-insurance) We have all seen the TV ads about mechanical breakdown insurance for your personal vehicle. You may be thinking: What is Car Repair Insurance? Is... [Read More](https://blog.tsibinc.com/car-repair-insurance) ![Wrap-Up Exclusion Issues and How to Avoid Them](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_742133122.png?width=740&name=Shutterstock_742133122.png "Wrap-Up Exclusion Issues and How to Avoid Them") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Wrap-Up Exclusion Issues and How to Avoid Them](https://blog.tsibinc.com/wrap-up-exclusion-issues-and-how-to-avoid-them) As a contractor, you should be aware if your corporate insurance policy has a Wrap-Up Exclusion. This exclusion can potentially create issues for you... [Read More](https://blog.tsibinc.com/wrap-up-exclusion-issues-and-how-to-avoid-them) ![TSIB Brings Sunshine This Summer](https://blog.tsibinc.com/hs-fs/hubfs/tsib-founders-day-nj-image.jpg?width=740&name=tsib-founders-day-nj-image.jpg "TSIB Brings Sunshine This Summer") [TSIB Community](https://blog.tsibinc.com/topic/tsib) #### [TSIB Brings Sunshine This Summer](https://blog.tsibinc.com/tsib-brings-sunshine-this-summer) Every year TSIB works with an organization that positively impacts our communities. This year we chose to work with Project Sunshine. [Read More](https://blog.tsibinc.com/tsib-brings-sunshine-this-summer) ![Small vs Large Insurance Deductible Plans](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_1218788629.png?width=740&name=Shutterstock_1218788629.png "Small vs Large Insurance Deductible Plans") [Alternative Risk Financing](https://blog.tsibinc.com/topic/alternative-risk-financing) [Alternative Risk Financing](https://blog.tsibinc.com/topic/alternative-risk-financing/page/2) #### [Small vs Large Insurance Deductible Plans](https://blog.tsibinc.com/small-vs-large-insurance-deductible-plans) Deciding the type of insurance plan can be frustrating. Ultimately you want the best coverage, for the most cost-effective price. There are different... [Read More](https://blog.tsibinc.com/small-vs-large-insurance-deductible-plans) ![Risk Financing Options: Guaranteed Cost](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_1396599119.png?width=740&name=Shutterstock_1396599119.png "Risk Financing Options: Guaranteed Cost") [Risk Financing](https://blog.tsibinc.com/topic/risk-financing) [Risk Financing](https://blog.tsibinc.com/topic/risk-financing/page/2) #### [Risk Financing Options: Guaranteed Cost](https://blog.tsibinc.com/risk-financing-options-guaranteed-cost) Insurance is usually one of the last things companies want to talk about. It’s not fun or exciting, it’s simply a means to transferring risk. The... [Read More](https://blog.tsibinc.com/risk-financing-options-guaranteed-cost) ![The Wrap-Up Closeout Report](https://blog.tsibinc.com/hs-fs/hubfs/The-Wrap-Up-Closeout-Report.jpg?width=740&name=The-Wrap-Up-Closeout-Report.jpg "The Wrap-Up Closeout Report") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [The Wrap-Up Closeout Report](https://blog.tsibinc.com/the-wrap-up-closeout-report) Having an effective closeout strategy is critical to successfully completing your Wrap-Up program. The overall process of a program closeout starts... [Read More](https://blog.tsibinc.com/the-wrap-up-closeout-report) ![When Your Brokerage Needs a Partner](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_1439150765%20(1).png?width=740&name=Shutterstock_1439150765%20(1).png "When Your Brokerage Needs a Partner") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) #### [When Your Brokerage Needs a Partner](https://blog.tsibinc.com/when-your-brokerage-needs-a-partner) As a broker, you may have a client who would benefit from a Wrap-Up project. Unfortunately, your brokerage firm doesn’t place or administrator... [Read More](https://blog.tsibinc.com/when-your-brokerage-needs-a-partner) ![What Does MWBE Fraud Look Like?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_761907082.png?width=740&name=shutterstock_761907082.png "What Does MWBE Fraud Look Like?") [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series) [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series/page/2) #### [What Does MWBE Fraud Look Like?](https://blog.tsibinc.com/what-does-mwbe-fraud-look-like) On projects with diversity goals, regulations require that certified firms provide meaningful participation, in other words, they must provide a... [Read More](https://blog.tsibinc.com/what-does-mwbe-fraud-look-like) ![MWBE Fraud Schemes: What is a Pass Through?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1177421023%20(1).png?width=740&name=shutterstock_1177421023%20(1).png "MWBE Fraud Schemes: What is a Pass Through?") [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series) [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series/page/2) #### [MWBE Fraud Schemes: What is a Pass Through?](https://blog.tsibinc.com/mwbe-fraud-schemes-what-is-a-pass-through) One of our recent posts, “What Does MWBE Fraud Look Like?” introduced the concept of common fraudulent “schemes” that can occur regarding goal... [Read More](https://blog.tsibinc.com/mwbe-fraud-schemes-what-is-a-pass-through) ![MWBE Fraud Schemes: What is a Supply Scheme?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_614893547.png?width=740&name=shutterstock_614893547.png "MWBE Fraud Schemes: What is a Supply Scheme?") [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series) [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series/page/2) #### [MWBE Fraud Schemes: What is a Supply Scheme?](https://blog.tsibinc.com/mwbe-fraud-schemes-what-is-a-supply-scheme) Have you heard of a supply scheme? If we revisit one of our past posts, “What Does MWBE Fraud Look Like?”, it introduces supply schemes along with... [Read More](https://blog.tsibinc.com/mwbe-fraud-schemes-what-is-a-supply-scheme) ![MWBE Fraud Schemes: What is a Front?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1817376860.png?width=740&name=shutterstock_1817376860.png "MWBE Fraud Schemes: What is a Front?") [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series) [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series/page/2) #### [MWBE Fraud Schemes: What is a Front?](https://blog.tsibinc.com/mwbe-fraud-schemes-what-is-a-front) Fraudulent schemes have become increasingly commonplace in relation to goal requirements for certified MWBE’s (Minority, Women, and Disadvantaged... [Read More](https://blog.tsibinc.com/mwbe-fraud-schemes-what-is-a-front) ![MWBE Fraud Schemes: What is a Trucking Scheme?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_67304473.png?width=740&name=shutterstock_67304473.png "MWBE Fraud Schemes: What is a Trucking Scheme?") [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series) [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series/page/2) #### [MWBE Fraud Schemes: What is a Trucking Scheme?](https://blog.tsibinc.com/what-is-a-trucking-scheme) As a business owner bidding on projects with diversity requirements, there is more to concern yourself with than simply submitting a competitive bid.... [Read More](https://blog.tsibinc.com/what-is-a-trucking-scheme) ![The Anatomy of an MWBE Fraud Scheme Investigation](https://blog.tsibinc.com/hs-fs/hubfs/Shutterstock_704715226.png?width=740&name=Shutterstock_704715226.png "The Anatomy of an MWBE Fraud Scheme Investigation") [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series) [MWBE Fraud Scheme Series](https://blog.tsibinc.com/topic/mwbe-fraud-scheme-series/page/2) #### [The Anatomy of an MWBE Fraud Scheme Investigation](https://blog.tsibinc.com/anatomy-of-an-mwbe-fraud-scheme-investigation) Over the last few weeks, our posts have discussed different types of fraud schemes that might occur in relation to goal requirements for certified... [Read More](https://blog.tsibinc.com/anatomy-of-an-mwbe-fraud-scheme-investigation) ![Brokers Minimize Your Construction Risks](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_242007865.png?width=740&name=shutterstock_242007865.png "Brokers Minimize Your Construction Risks") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) #### [Brokers Minimize Your Construction Risks](https://blog.tsibinc.com/brokers-minimize-your-construction-risks) There is a windfall of new construction projects coming due to an infrastructure bill that President Biden signed into law in 2021. The bill... [Read More](https://blog.tsibinc.com/brokers-minimize-your-construction-risks) ![What is Contractual Risk Transfer?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1445568884.png?width=740&name=shutterstock_1445568884.png "What is Contractual Risk Transfer?") [Contractual Risk Transfer](https://blog.tsibinc.com/topic/contractual-risk-transfer) [Contractual Risk Transfer](https://blog.tsibinc.com/topic/contractual-risk-transfer/page/2) #### [What is Contractual Risk Transfer?](https://blog.tsibinc.com/what-is-contractual-risk-transfer) Contracts are often complicated and if you are not an expert in reading them, sometimes important details can be overlooked. There are significant... [Read More](https://blog.tsibinc.com/what-is-contractual-risk-transfer) ![ICAP: Compliance Requirements](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1145711195%20(3).png?width=740&name=shutterstock_1145711195%20(3).png "ICAP: Compliance Requirements") [ICAP](https://blog.tsibinc.com/topic/icap) [ICAP](https://blog.tsibinc.com/topic/icap/page/2) #### [ICAP: Compliance Requirements](https://blog.tsibinc.com/icap-compliance-requirements) The Industrial and Commercial Abatement Program (ICAP) provides a reduction of property taxes for construction, alterations, or improvements on... [Read More](https://blog.tsibinc.com/icap-compliance-requirements) ![Cyber Insurance: War-Related Claims](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_405285940.png?width=740&name=shutterstock_405285940.png "Cyber Insurance: War-Related Claims") [Cyber](https://blog.tsibinc.com/topic/cyber) #### [Cyber Insurance: War-Related Claims](https://blog.tsibinc.com/cyber-insurance-war-related-claims) With the Russian invasion of Ukraine, the insurance industry is bracing for the potential of Russian hacking activity that will target U.S.... [Read More](https://blog.tsibinc.com/cyber-insurance-war-related-claims) ![How Wrap-Up Insurance Cost Savings are Realized](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1459167689.png?width=740&name=shutterstock_1459167689.png "How Wrap-Up Insurance Cost Savings are Realized") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [How Wrap-Up Insurance Cost Savings are Realized](https://blog.tsibinc.com/how-wrap-up-insurance-cost-savings-are-realized) Understanding how insurance cost savings work on a Controlled Insurance Program (CIP), also known as a Wrap-Up, and who retains the risk/reward is... [Read More](https://blog.tsibinc.com/how-wrap-up-insurance-cost-savings-are-realized) ![Cyber Threats: Monitoring the Russian/Ukrainian Situation](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_2003176019%20(1).png?width=740&name=shutterstock_2003176019%20(1).png "Cyber Threats: Monitoring the Russian/Ukrainian Situation") [Cyber](https://blog.tsibinc.com/topic/cyber) #### [Cyber Threats: Monitoring the Russian/Ukrainian Situation](https://blog.tsibinc.com/cyber-threats-monitoring-the-russian-ukrainian-situation) With sanctions against Russia starting to take effect as a result of the Russian/Ukrainian situation, there is an increased cyber security threat.... [Read More](https://blog.tsibinc.com/cyber-threats-monitoring-the-russian-ukrainian-situation) ![CalSavers Program Update: New Small Business Mandates for Employers](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1687244581.png?width=740&name=shutterstock_1687244581.png "CalSavers Program Update: New Small Business Mandates for Employers") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) #### [CalSavers Program Update: New Small Business Mandates for Employers](https://blog.tsibinc.com/calsavers-program-update-new-small-business-mandates-for-employers) As a California Employer, you are familiar with the CalSavers Retirement Savings Trust Act passed in 2016. As of June 30, 2022, this state-run... [Read More](https://blog.tsibinc.com/calsavers-program-update-new-small-business-mandates-for-employers) ![Evaluating the Risk & Cost Benefits of an OCIP vs CCIP](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_723993466-1.png?width=740&name=shutterstock_723993466-1.png "Evaluating the Risk & Cost Benefits of an OCIP vs CCIP") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Evaluating the Risk & Cost Benefits of an OCIP vs CCIP](https://blog.tsibinc.com/evaluating-the-risk-cost-benefits-of-an-ocip-vs-ccip) Regardless of the structure selected for your project, implementing a CIP is a unique way to manage a multitude of insurance challenges that arise on... [Read More](https://blog.tsibinc.com/evaluating-the-risk-cost-benefits-of-an-ocip-vs-ccip) ![Considerations for New York’s New Insurance Disclosure Requirements](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1714665748.png?width=740&name=shutterstock_1714665748.png "Considerations for New York’s New Insurance Disclosure Requirements") [New York Contractor](https://blog.tsibinc.com/topic/new-york-contractor) [New York Contractor](https://blog.tsibinc.com/topic/new-york-contractor/page/2) #### [Considerations for New York’s New Insurance Disclosure Requirements](https://blog.tsibinc.com/considerations-for-new-york-new-insurance-disclosure-requirements) On December 31, 2021, New York enacted into law the most extensive liability insurance disclosure requirements in the country. Defendants in New York... [Read More](https://blog.tsibinc.com/considerations-for-new-york-new-insurance-disclosure-requirements) ![5 Simple Steps to Renewing Your Benefits Programs](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_508260937.png?width=740&name=shutterstock_508260937.png "5 Simple Steps to Renewing Your Benefits Programs") [Employee Benefits](https://blog.tsibinc.com/topic/employee-benefits) #### [5 Simple Steps to Renewing Your Benefits Programs](https://blog.tsibinc.com/5-simple-steps-to-renewing-your-benefits-programs) Planning ahead is the best strategy you can use when it comes to your Employee Benefits Program. Typically, in a renewal cycle, there are three major... [Read More](https://blog.tsibinc.com/5-simple-steps-to-renewing-your-benefits-programs) ![What is a Risk Retention Group?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_330165086.png?width=740&name=shutterstock_330165086.png "What is a Risk Retention Group?") [Alternative Risk Financing](https://blog.tsibinc.com/topic/alternative-risk-financing) [Alternative Risk Financing](https://blog.tsibinc.com/topic/alternative-risk-financing/page/2) #### [What is a Risk Retention Group?](https://blog.tsibinc.com/what-is-a-risk-retention-group) Due to the 1985 hard insurance market, Congress passed the Liability Risk Retention Act of 1986. The act allowed the authorization to purchase group... [Read More](https://blog.tsibinc.com/what-is-a-risk-retention-group) ![Captive Insurance Programs](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1661937301.png?width=740&name=shutterstock_1661937301.png "Captive Insurance Programs") [Captive](https://blog.tsibinc.com/topic/captive) #### [Captive Insurance Programs](https://blog.tsibinc.com/captive-insurance-programs) Recently, Alternative Risk Financing options are gaining more attention. Before discounting these options, take a look into Captives. Companies that... [Read More](https://blog.tsibinc.com/captive-insurance-programs) ![California Workers’ Comp Premium Assessment Rates 2022 Updates](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1266017179.jpeg?width=740&name=shutterstock_1266017179.jpeg "California Workers’ Comp Premium Assessment Rates 2022 Updates") [Workers' Compensation](https://blog.tsibinc.com/topic/workers-compensation) #### [California Workers’ Comp Premium Assessment Rates 2022 Updates](https://blog.tsibinc.com/california-workers-comp-premium-assessment-rates-2022-updates) As a policyholder, you may recognize that there are some California Workers’ Compensation Premium Assessment Rate changes. In 2022, policyholders can... [Read More](https://blog.tsibinc.com/california-workers-comp-premium-assessment-rates-2022-updates) ![Do I Need Excess Liability or Umbrella Liability?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_763046476.png?width=740&name=shutterstock_763046476.png "Do I Need Excess Liability or Umbrella Liability?") [Construction Commercial Insurance](https://blog.tsibinc.com/topic/construction-commercial-insurance) #### [Do I Need Excess Liability or Umbrella Liability?](https://blog.tsibinc.com/do-i-need-excess-liability-or-umbrella-liability) Which coverage do I need – Excess Liability or Umbrella Liability? Both? Neither? Your construction company has all the necessary insurance coverage... [Read More](https://blog.tsibinc.com/do-i-need-excess-liability-or-umbrella-liability) ![What You Need to Know About Self-Insurance Programs](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1568200420.png?width=740&name=shutterstock_1568200420.png "What You Need to Know About Self-Insurance Programs") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) #### [What You Need to Know About Self-Insurance Programs](https://blog.tsibinc.com/what-you-need-to-know-about-self-insurance-programs) When it comes to risk financing for Contractors, there are a variety of methods that can be used to fund “hazard” losses. From Large Deductible... [Read More](https://blog.tsibinc.com/what-you-need-to-know-about-self-insurance-programs) ![The Role of Insurance vs. Indemnification in Contracts](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1482960293%20(1).png?width=740&name=shutterstock_1482960293%20(1).png "The Role of Insurance vs. Indemnification in Contracts") [Contracts](https://blog.tsibinc.com/topic/contracts) #### [The Role of Insurance vs. Indemnification in Contracts](https://blog.tsibinc.com/the-role-of-insurance-vs-indemnification-in-contracts) In a contract, you are contractually bound by the indemnification article to pay for liabilities in whatever form you prefer. Payment of potential... [Read More](https://blog.tsibinc.com/the-role-of-insurance-vs-indemnification-in-contracts) ![The Process to De-Risking Your Business](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1504571867.png?width=740&name=shutterstock_1504571867.png "The Process to De-Risking Your Business") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) #### [The Process to De-Risking Your Business](https://blog.tsibinc.com/the-process-to-de-risking-your-business) The goal of having a Risk Management Plan in place is to minimize your company’s risk. This protects you, your company, and your employees. [Read More](https://blog.tsibinc.com/the-process-to-de-risking-your-business) ![Risk Management Benefits](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1216012684.png?width=740&name=shutterstock_1216012684.png "Risk Management Benefits") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) #### [Risk Management Benefits](https://blog.tsibinc.com/risk-management-benefits) Implementing a sound Risk Management program for your construction firm is necessary. Protecting your Business Risks, Strategic Risks, Financial... [Read More](https://blog.tsibinc.com/risk-management-benefits) ![3 Factors That Affect Your Insurance Premium](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_714800074.png?width=740&name=shutterstock_714800074.png "3 Factors That Affect Your Insurance Premium") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) #### [3 Factors That Affect Your Insurance Premium](https://blog.tsibinc.com/3-factors-that-affect-your-insurance-premium) Have you wondered why your construction company is paying $X for your insurance premium while another firm is paying $Y? An insurance premium is the... [Read More](https://blog.tsibinc.com/3-factors-that-affect-your-insurance-premium) ![Before Signing the Renewal, Review Your Current Insurance Program](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_317919695.png?width=740&name=shutterstock_317919695.png "Before Signing the Renewal, Review Your Current Insurance Program") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance/page/2) #### [Before Signing the Renewal, Review Your Current Insurance Program](https://blog.tsibinc.com/before-you-sign-that-renewal-did-you-review-your-current-insurance-program) As a Contractor, you wear a lot of hats – salesperson, customer service, quality control, etc. You understand you cannot be satisfied with the status... [Read More](https://blog.tsibinc.com/before-you-sign-that-renewal-did-you-review-your-current-insurance-program) ![5 Steps to Implementing a Proper Construction Insurance Program](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1937791531.png?width=740&name=shutterstock_1937791531.png "5 Steps to Implementing a Proper Construction Insurance Program") [Construction Risk Management](https://blog.tsibinc.com/topic/construction-risk-management) #### [5 Steps to Implementing a Proper Construction Insurance Program](https://blog.tsibinc.com/5-steps-to-implementing-a-proper-construction-insurance-program) With your insurance program’s term coming to an end, you might be starting to think about your upcoming renewal. It might seem easier to stick with... [Read More](https://blog.tsibinc.com/5-steps-to-implementing-a-proper-construction-insurance-program) ![Crisis Management Planning for Your Construction Company](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1692539440.png?width=740&name=shutterstock_1692539440.png "Crisis Management Planning for Your Construction Company") [Safety](https://blog.tsibinc.com/topic/safety) [Safety](https://blog.tsibinc.com/topic/safety/page/2) #### [Crisis Management Planning for Your Construction Company](https://blog.tsibinc.com/crisis-management-planning-for-your-construction-company) In this ever-changing climate, it is critical to be prepared ahead of time for events like liability claims, major accidents, community crises,... [Read More](https://blog.tsibinc.com/crisis-management-planning-for-your-construction-company) ![List Your Exposures in Your Upcoming Insurance Renewal](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_726441562.png?width=740&name=shutterstock_726441562.png "List Your Exposures in Your Upcoming Insurance Renewal") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) #### [List Your Exposures in Your Upcoming Insurance Renewal](https://blog.tsibinc.com/list-your-exposures-in-your-upcoming-insurance-renewal) Whether your insurance renewal is this month or next year, it’s important to work with your Broker and submit a complete market submission. TSIB has... [Read More](https://blog.tsibinc.com/list-your-exposures-in-your-upcoming-insurance-renewal) ![8 Tips for Creating an Insurance Market Submission](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_374293495.png?width=740&name=shutterstock_374293495.png "8 Tips for Creating an Insurance Market Submission") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) #### [8 Tips for Creating an Insurance Market Submission](https://blog.tsibinc.com/8-tips-for-creating-an-insurance-market-submission) With Carriers having a low underwriting capacity, right now it’s important to provide a “Best in Class” market submission at your upcoming insurance... [Read More](https://blog.tsibinc.com/8-tips-for-creating-an-insurance-market-submission) ![Are You at Risk for Mobile Attacks on a Job Site?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1793673844%20(1).png?width=740&name=shutterstock_1793673844%20(1).png "Are You at Risk for Mobile Attacks on a Job Site?") [Cyber](https://blog.tsibinc.com/topic/cyber) #### [Are You at Risk for Mobile Attacks on a Job Site?](https://blog.tsibinc.com/are-you-at-risk-for-mobile-attacks-on-a-job-site) October generally means pumpkins, brisk weather, and leaf peeping. But did you know October is also Cybersecurity Security Awareness month? Before we... [Read More](https://blog.tsibinc.com/are-you-at-risk-for-mobile-attacks-on-a-job-site) ![Construction Inclusion Week: Building the Foundation](https://blog.tsibinc.com/hs-fs/hubfs/CIW%20Logo.png?width=740&name=CIW%20Logo.png "Construction Inclusion Week: Building the Foundation") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) [Construction Trends](https://blog.tsibinc.com/topic/construction-trends/page/2) #### [Construction Inclusion Week: Building the Foundation](https://blog.tsibinc.com/construction-inclusion-week-building-the-foundation) Over these past couple of years, there has been a shift for companies and brands to be more inclusive. Often, it’s a lot of talk with some action... [Read More](https://blog.tsibinc.com/construction-inclusion-week-building-the-foundation) ![Is Your Broker Supporting You Through the Claims Process?](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_407294818.png?width=740&name=shutterstock_407294818.png "Is Your Broker Supporting You Through the Claims Process?") [Claims](https://blog.tsibinc.com/topic/claims) [Claims](https://blog.tsibinc.com/topic/claims/page/2) #### [Is Your Broker Supporting You Through the Claims Process?](https://blog.tsibinc.com/is-your-broker-supporting-you-through-the-claims-process) As a construction firm, you have probably faced your share of claims. Unfortunately, it’s part of the job. Have you found yourself on hold with a... [Read More](https://blog.tsibinc.com/is-your-broker-supporting-you-through-the-claims-process) ![Understanding the NY Insurance Construction Marketplace](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_335491682-B%26W.jpeg?width=740&name=shutterstock_335491682-B%26W.jpeg "Understanding the NY Insurance Construction Marketplace") [New York Contractor](https://blog.tsibinc.com/topic/new-york-contractor) [New York Contractor](https://blog.tsibinc.com/topic/new-york-contractor/page/2) #### [Understanding the NY Insurance Construction Marketplace](https://blog.tsibinc.com/understanding-the-ny-insurance-construction-marketplace) If you happen to be a contractor who does work in New York (NY), Labor Law is a major factor in your insurance costs. The law puts absolute liability... [Read More](https://blog.tsibinc.com/understanding-the-ny-insurance-construction-marketplace) ![The Importance of Removing the Wrap-Up Exclusion From Your Policy](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_383356447.png?width=740&name=shutterstock_383356447.png "The Importance of Removing the Wrap-Up Exclusion From Your Policy") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [The Importance of Removing the Wrap-Up Exclusion From Your Policy](https://blog.tsibinc.com/the-importance-of-removing-the-wrap-up-exclusion-from-your-policy) As Wrap-Up Programs continue to become more popular, chances are, you have already found yourself enrolled in one. Make sure you have spoken to your... [Read More](https://blog.tsibinc.com/the-importance-of-removing-the-wrap-up-exclusion-from-your-policy) ![Wrap-Up Challenges and Benefits](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_723993466.png?width=740&name=shutterstock_723993466.png "Wrap-Up Challenges and Benefits") [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups) [Wrap-Ups](https://blog.tsibinc.com/topic/wrap-ups/page/2) #### [Wrap-Up Challenges and Benefits](https://blog.tsibinc.com/wrap-up-challenges-and-benefits) If this is your first Construction project, finding the right insurance program is the key to the project’s success. Traditionally, Project Owners... [Read More](https://blog.tsibinc.com/wrap-up-challenges-and-benefits) ![Cash Flow Solutions for Construction Companies](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_705804559.png?width=740&name=shutterstock_705804559.png "Cash Flow Solutions for Construction Companies") [Construction Insurance](https://blog.tsibinc.com/topic/construction-insurance) #### [Cash Flow Solutions for Construction Companies](https://blog.tsibinc.com/cash-flow-solutions-for-construction-companies) Managing your company’s cash flow is extremely important. Unforeseen problems will arise, but if you have a proper cash flow management system in... [Read More](https://blog.tsibinc.com/cash-flow-solutions-for-construction-companies) ![Factors Sureties Review When Deciding To Retain a Defaulted Contractor](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_1790560730.png?width=740&name=shutterstock_1790560730.png "Factors Sureties Review When Deciding To Retain a Defaulted Contractor") [Surety Bonding](https://blog.tsibinc.com/topic/surety-bonding) #### [Factors Sureties Review When Deciding To Retain a Defaulted Contractor](https://blog.tsibinc.com/factors-sureties-review-when-deciding-to-retain-a-defaulted-contractor) In the construction industry, there are times when Contractor default occurs. Unfortunately, defaults are not always foreseeable or manageable. Here... [Read More](https://blog.tsibinc.com/factors-sureties-review-when-deciding-to-retain-a-defaulted-contractor) ![5 Common Cash Flow Problems Construction Companies Face](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_686660953.png?width=740&name=shutterstock_686660953.png "5 Common Cash Flow Problems Construction Companies Face") [Construction Trends](https://blog.tsibinc.com/topic/construction-trends) [Construction Trends](https://blog.tsibinc.com/topic/construction-trends/page/2) #### [5 Common Cash Flow Problems Construction Companies Face](https://blog.tsibinc.com/5-common-cash-flow-problems-construction-companies-face) You’ve heard the saying, cash is king? Well, it really is. Managing your cash flow is key to your success in the construction industry. As a... [Read More](https://blog.tsibinc.com/5-common-cash-flow-problems-construction-companies-face) ![4 Overlooked Components of a Safety Manual](https://blog.tsibinc.com/hs-fs/hubfs/shutterstock_294951353.png?width=740&name=shutterstock_294951353.png "4 Overlooked Components of a Safety Manual") [Safety](https://blog.tsibinc.com/topic/safety) #### [4 Overlooked Components of a Safety Manual](https://blog.tsibinc.com/4-overlooked-components-of-a-safety-manual) Having a Safety Manual is extremely important for your company and your employees. It guides all on what your company deems to be safe and the... [Read More](https://blog.tsibinc.com/4-overlooked-components-of-a-safety-manual) #### Sorry, there are no posts available. 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