Why EMR Matters to Construction Companies

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For construction companies, an Experience Modification Rate (EMR) is the number that insurance companies use to measure past claims. What does this mean for you?

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Topics: EMR, Workers' Compensation

What Insurance Factors Are Costing Your Company Jobs?

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An experience modification rating (EMR or Mod Rate) is a strong influencer when determining a construction company’s risk. It uses information from past workers’ compensation claims to determine a company’s chance for future risk. Many construction projects will require companies to have a 1.0 average EMR or lower. 

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Topics: EMR, Workers' Compensation