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As a construction firm, you have probably faced your share of claims. Unfortunately, it’s part of the job. Have you found yourself on hold with a claims adjustor when you should be at a project site? Wouldn’t it be helpful to have guidance through the entire claims process, so you can get back to business? Absolutely! Your Broker should be performing a thorough analysis on both your firm’s internal claims process, as well as the insurance carrier's claims procedures.

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Having a Safety Manual is extremely important for your company and your employees. It guides all on what your company deems to be safe and the processes and procedures to follow if they are in a situation that isn’t. It might seem obvious but any employee not complying with your company’s Safety Manual could be putting your company at risk. Every Safety Manal needs to include:

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Minimizing your construction job site's risk is the key to having a successful project. To achieve this, having a good Safety and Loss Control Program in place will help. Since each construction company has its own unique set of risks, figuring out where to begin when creating a Safety Program can be daunting. To help, here are 10 safety best practices we have found that work:

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It’s simply not enough to assume your employees are working safely on a job site. Accidents will happen, but there are ways your company can help minimize the risk. Whether you have a current Safety Program in place and need to refresh it or want to implement a Safety Program altogether — here are 3 ways you can improve your job site safety:

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Every construction project presents a host of potential risks that need to be addressed. Although it’s no guarantee that you can eliminate all of them; you can help manage them and de-risk your business. The best way to eliminate as much risk as possible is to have a Risk Management plan. Risk Management is the practice of identifying & analyzing loss exposures and taking steps to minimize the financial impact of the risks they impose.

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As the Insurance Hard Market continues, Carriers are reducing their appetite for risk. This means Carriers are not insuring:

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As your company’s insurance premiums start to renew, it’s important to understand that price increases are occurring because of the Insurance Hard Market. A variety of coverages are affected by this including General Liability, Excess Liability, and Builder’s Risk.

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When it comes to insurance, most companies are not excited to purchase it. Unfortunately, it is a necessary item for any business owner. Typically, you want good insurance coverage with low costs.

One way to make sure your insurance premium is low is to have a good safety plan. Good safety is the easiest way to lower your insurance premiums. Here are some ideas you can implement into your current safety program that will help lower your insurance premiums:

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Studying abroad is a wonderful experience, if you have the opportunity to take part in it. Though being in a different country is exciting, it’s important for students to know how to stay safe. Below are some tips on how to mitigate risks when traveling to another country.

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Now that summer is here, it is time to enjoy the warm weather! With 4^th of July right around the corner, here are some safety tips you should keep in mind.