Combat Auto Liability Claims


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Going into the pandemic Commercial Auto insurance was a very “distressed” line of coverage. The industry was operating at 119% loss ratio through the end of calendar year 2019. Since the pandemic, things have continued to worsen. Insurance carriers are continuing to increase rates, underwriting guidelines have become very stringent, and many carriers are pushing additional responsibilities, and costs, onto policyholders in an attempt to reduce claims exposures and related expenses.

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Topics: Claims, Auto Coverage, Construction Insurance

Car Repair Insurance

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We have all seen the TV ads about mechanical breakdown insurance for your personal vehicle. You may be thinking:

  • What is Car Repair Insurance?
  • Is that the same thing as auto insurance?
  • What does car repair insurance cover?
  • Is it worth the additional expense above my mandatory auto insurance?

Continue reading below to find out the answers to all your car repair questions and if you really need it.

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Topics: Auto Coverage

4 Types of Commercial Auto Insurance You May Need


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Commercial Automobile Insurance is a policy that combines physical damage and liability coverages for amounts, situations, and usage of business vehicles that are not a personal auto policy doesn’t cover. This type of business insurance covers a variety of vehicles, from automobiles used for business—including company cars—to a wide variety of commercial trucks.

Within a Commercial Auto policy, there are 4 major types of protection that are usually offered. 

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Topics: Auto Coverage

How Do I Save Money On My Commercial Auto Insurance?

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These days, business commercial auto insurance policy premiums are rising exponentially. Here are a few suggestions on how your company might be able to reduce your Auto premiums.

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Topics: Auto Coverage