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Additional Insured Endorsements: Project-Specific vs. Blanket Basis
What is an Additional Insured Endorsement? First, to understand what an Additional Insured Endorsement is, we must look at what it means to be...
Vicarious Liability & Additional Insured Endorsements Ruling
Last year, an Eleventh Circuit ruling in Cincinnati Specialty Underwriters, Ins. Co v KNS Group (11th Cir. Oct. 2022) addressed issues related to...
Understanding Premises Operations and Products-Completed Operations
As a working Trade Contractor, your company is typically required to have General Liability (GL) coverage before entering a project site. Within your...
Why Do Contractors Have to Provide Additional Insured Endorsements?
A common requirement you’ll find in a construction contract is for any hired contractor to provide additional insured status to parties within the...
Differences Between Named Insured and Additional Insured: Part 2
When working on a construction project, the company you are working for may ask to be an Additional Named Insured or an Additional Insured. It’s easy...
Differences Between Named Insured and Additional Insured: Part 1
Often, the terms named insured and additional insured get lumped together to be interchangeable. However, that is not the case. Keep reading to learn...
Are All Your Risks Covered? What to Consider as a Contractor
These days, it would be difficult, if not impossible, to find a business that is not exposed to a certain level of risk in its day-to-day operations....