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Court Confirms Vertical Exhaustion Rule
Insurance carriers have cited the Montrose decision since the 1995 California Supreme Court ruling in Montrose Chemical Corp. v. Admiral Insurance...
Additional Insured Obligations
Additional insured (AI) coverage is a common trigger of coverage disputes. The fact of the matter is that not all AI forms are created equally. To...
Vicarious Liability & Additional Insured Endorsements Ruling
Last year, an Eleventh Circuit ruling in Cincinnati Specialty Underwriters, Ins. Co v KNS Group (11th Cir. Oct. 2022) addressed issues related to...
How A Late Claims Notice Can Affect Owners
A federal appeals court ruled that Zurich Insurance was correct in denying coverage to Harvard University because of “lack of timely notice.”
Wrap-Up Exclusion Issues and How to Avoid Them
As a contractor, you should be aware if your corporate insurance policy has a Wrap-Up Exclusion. This exclusion can potentially create issues for you...
What is Contractual Risk Transfer?
Contracts are often complicated and if you are not an expert in reading them, sometimes important details can be overlooked. There are significant...
The Role of Insurance vs. Indemnification in Contracts
In a contract, you are contractually bound by the indemnification article to pay for liabilities in whatever form you prefer. Payment of potential...
Before Signing the Renewal, Review Your Current Insurance Program
As a Contractor, you wear a lot of hats – salesperson, customer service, quality control, etc. You understand you cannot be satisfied with the status...
Construction Opportunities for Women Are On The Rise!
The National Association of Women in Construction (NAWIC) and Safe Site Check-In shared the results of a workforce survey. This survey consisted of...