---
title: Does Your EPLI Policy Have a COVID-19 Exclusion?
description: If your construction firm has an EPLI policy or is considering getting one, you should know what exclusions could mean for your policy. Learn more here
image: https://blog.tsibinc.com/hubfs/shutterstock_1663243519.png
---
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# Knowledge Corner
March 2, 2021
## Does Your EPLI Policy Have a COVID-19 Exclusion?
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Employment Practices Liability Insurance (EPLI) policies are taking the spotlight in regards to claims related to COVID-19. [EPLI](https://www.irmi.com/term/insurance-definitions/employment-practices-liability-insurance) is a type of liability insurance that covers wrongful acts arising from the employment process. Examples of claims covered under such policies include:
- Wrongful Termination
- Discrimination
- Sexual Harassment
- Retaliation
The policies cover [Directors, Officers](https://blog.tsibinc.com/why-you-need-directors-officers-do-liability-insurance-tsib), Management Personnel, and Employees as insureds.
In the midst of the pandemic, Insurance Carriers began issuing custom-written endorsements to exclude or limit coverage under EPLI policies for claims related to COVID-19.
If your construction firm has an EPLI policy or is considering getting one, you should be fully aware of what such exclusions could mean for your policy, premiums and your business in general.
For more information on these exclusions, check out Risk Management’s informative [article](https://www.jonesday.com/en/insights/2020/09/covid19-raises-various-employment-practices-liability-insurance-considerations) on the topic.
If you haven’t spoken with your insurance Broker about how these exclusions could affect you, now is the time to do so. [Contract TSIB](https://tsibinc.com/contact-us/) today to speak with one of our Risk Consultants who can evaluate your entire insurance program.
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Image credit: Dragon+Images/shutterstock.com
Topics: [Construction Commercial Insurance](https://blog.tsibinc.com/topic/construction-commercial-insurance)
Written by [The TSIB Team](https://blog.tsibinc.com/author/the-tsib-team)
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