Knowledge Corner

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Once you’ve properly defined the risk being considered for a Wrap-Up, you’ll work with your broker to develop a marketing submission that will be distributed to the carrier’s underwriting team. The marketing submission tells the “story” of the project and ultimately determines if the carriers will accept the project and provide a quote.

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A Wrap-Up is an incredible tool that manages the risk presented by a construction project. This tool also returns a significant part of the project cost back to your bottom line. But is it right for every project?  

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A federal appeals court ruled that Zurich Insurance was correct in denying coverage to Harvard University because of “lack of timely notice.”

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The construction workforce shortage is a growing concern for the industry. With contractors competing against each other to fill vacant positions, how can you get the most value for your recruitment dollars and find well suited employees? On many projects with public funding hiring minority and female workers isn’t just a good idea, it ensures you remain in compliance with regulatory requirements.

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In 1999, former New York Governor George Pataki enacted the Construction Employment Payroll Limitation Law. This law provides a more equitable way to calculate Workers’ Compensation premium in the New York (NY) construction industry and helps to equalize the differences between high and low wage paying employers.

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The opportunities for females in the construction industry has increased in recent years, going against the stereotype that construction is a predominantly a male dominated industry.

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Trying to find the right HVAC contractor for your commercial or residential needs can sometimes be a very stressful process. There are many contractors out there that might seem to be a good fit for you, when in reality, might not actually be.

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Real Estate development is a business process that focuses on the overall development and renovation of a property, whether that is an existing property or a brand-new one. When it comes to real estate development, it is important that the proper Wrap-Up insurance is placed prior to the start of the project. Finding the right insurance program is important to the overall success of the project’s efficiency.

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Mental health is an important part of today’s society. People all around the world have made it a priority to begin to raise awareness regarding mental health. Not only in everyday personal life, but in the workplace as well. Sometimes, companies and employers tend to overlook the mental health of their employees, when in reality the employee’s mental health is actually crucial to their work performance.

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As Pride Month is coming to an end, now is a good time to ensure your company’s health benefits package represents your entire workforce.  

Healthcare disparities among the LGBTQ+ community are common. Due to this, around 35% of LGBTQ+ community members do not receive healthcare because of past visits being negative. The provider could have been unsupportive and/or uneducated about the LGBTQ+ community and their needs.