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What is a Wholesale Insurance Broker?
A wholesale insurance broker is a type of insurance broker who acts as an intermediary between the retail broker and the insurer. Wholesale brokers...
Combat Auto Liability Claims
Going into the pandemic Commercial Auto insurance was a very “distressed” line of coverage. The industry was operating at 119% loss ratio through the...
Insurance Policies: Umbrella Liability vs Excess Liability
Insurance language is filled with nuance. Often two terms can appear to have the same meaning, but in practice are different. Unfortunately, these...
What is Umbrella Liability?
There are two ways that you can buy additional insurance limits. One is an Excess Liability policy, and the other is an Umbrella Liability policy. An...
Need Contractor’s Pollution Liability or Pollution Legal Liability?
There are dozens of carriers offering a form of environmental or pollution coverage and the most common include Pollution Legal Liability (PLL) and...
What is Builder’s Risk Insurance?
Whether you are a General Contractor, Subcontractor, or Property Owner, your business risk is covered by a variety of insurance coverages – Workers’...
Small vs Large Insurance Deductible Plans
Deciding the type of insurance plan can be frustrating. Ultimately you want the best coverage, for the most cost-effective price. There are different...
Risk Financing Options: Guaranteed Cost
Insurance is usually one of the last things companies want to talk about. It’s not fun or exciting, it’s simply a means to transferring risk. The...
Before Signing the Renewal, Review Your Current Insurance Program
As a Contractor, you wear a lot of hats – salesperson, customer service, quality control, etc. You understand you cannot be satisfied with the status...