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Cyber Insurance: War-Related Claims
With the Russian invasion of Ukraine, the insurance industry is bracing for the potential of Russian hacking activity that will target U.S....
How Wrap-Up Insurance Cost Savings are Realized
Understanding how insurance cost savings work on a Controlled Insurance Program (CIP), also known as a Wrap-Up, and who retains the risk/reward is...
Cyber Threats: Monitoring the Russian/Ukrainian Situation
With sanctions against Russia starting to take effect as a result of the Russian/Ukrainian situation, there is an increased cyber security threat....
CalSavers Program Update: New Small Business Mandates for Employers
As a California Employer, you are familiar with the CalSavers Retirement Savings Trust Act passed in 2016. As of June 30, 2022, this state-run...
Evaluating the Risk & Cost Benefits of an OCIP vs CCIP
Regardless of the structure selected for your project, implementing a CIP is a unique way to manage a multitude of insurance challenges that arise on...
Considerations for New York’s New Insurance Disclosure Requirements
On December 31, 2021, New York enacted into law the most extensive liability insurance disclosure requirements in the country. Defendants in New York...
5 Simple Steps to Renewing Your Benefits Programs
Planning ahead is the best strategy you can use when it comes to your Employee Benefits Program. Typically, in a renewal cycle, there are three major...
What is a Risk Retention Group?
Due to the 1985 hard insurance market, Congress passed the Liability Risk Retention Act of 1986. The act allowed the authorization to purchase group...
Captive Insurance Programs
Recently, Alternative Risk Financing options are gaining more attention. Before discounting these options, take a look into Captives. Companies that...