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Self-Insurance Plan Options
Have you considered self-insurance as an option for your company’s risks? Self-Insurance plans are when the insured takes the risk on themselves but...
Defaulting on Surety Bonds
When beginning work on a project, it’s often required that the contractors have surety bonds in place. However, not only can a surety bond protect a...
Why Should You Bond Back Your Subcontractors?
Shrewd General Contractors (GC) need to consider requiring surety bonds from their first-tier subs. This will help manage a contractor’s risk in any...
Driver Acceptability Standards
Have you seen an uptick in auto-related incidents recently? Your company is not alone. From 2016-2021, the average commercial auto claim payments...
Is your Wrap Administration Team CRIS® certified?
As the owner of a large construction project – whether it is a new mixed-use retail space, new hospital or new college library, there are many...
What is a Wholesale Insurance Broker?
A wholesale insurance broker is a type of insurance broker who acts as an intermediary between the retail broker and the insurer. Wholesale brokers...
Wage & Hour Coverage: The Hidden Costs of Overtime Pay
One way to identify risks for your company is to look at the insurance industry and what areas they have identified as threats. These are referred to...
What is a Holdback?
Property insurance policies can be written on a Replacement Cost Valuation (RCV) basis or on an Actual Cost Value (ACV) basis. Replacement Cost...
Employee Benefits Resources for the Holidays
As the holidays approach, and friends & family begin to celebrate, this becomes a time of stress for many. That’s why it’s a good time to remind your...