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What is a Holdback?
Property insurance policies can be written on a Replacement Cost Valuation (RCV) basis or on an Actual Cost Value (ACV) basis. Replacement Cost...
Employee Benefits Resources for the Holidays
As the holidays approach, and friends & family begin to celebrate, this becomes a time of stress for many. That’s why it’s a good time to remind your...
Fall Back on these Safety Tips
Daylight Saving Time for 2022 is here. As we experienced the fall back of an hour for Daylight Savings this past Sunday, our sister company, General...
Combat Auto Liability Claims
Going into the pandemic Commercial Auto insurance was a very “distressed” line of coverage. The industry was operating at 119% loss ratio through the...
Surety Bonds and P3s
Public-Private Partnerships (P3s) involve a challenging combination of new relationships and risk transfers for the private sector. While it has...
The 2nd Annual Construction Inclusion Week Kicks-Off
Last year the 6 leading U.S. General Contractors teamed up to create a consortium to help advance diversity, equity, and inclusion in the...
Information Required to Enroll in a Wrap-Up Program
Contractor’s working on a Controlled Insurance Program (CIP or Wrap-Up) jobsite, are often required to enroll in the Wrap-Up program. When a...
Property Insurance Rates Are Increasing - How Will Your Building C.O.P.E?
Property insurance rates have been steadily increasing for the past 18 consecutive quarters. While the worst of these rate increases are behind us,...
The Top 6 Misconceptions About Homeowner Insurance
As a homeowner, you know the ups and downs of owning a home. You also know there are some events that are ultimately out of your control. That’s why...