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Are All Your Risks Covered? What to Consider as a Contractor
These days, it would be difficult, if not impossible, to find a business that is not exposed to a certain level of risk in its day-to-day operations....
Captive 101: Traditional Insurance vs. Captive Insurance (Part 2)
Last week, we defined what an insurance captive is and the 3 most common types of captives. This week, we will explore if such a performance-based...
Captive 101: The Basics Your Construction Company Should Know (Part 1)
Have you heard the term insurance captive and wondered what it was or if one was right for your construction company? Let’s take a closer look at the...
What is a Waiver of Subrogation?
Let’s say you are a Trade Contractor working on a project and your contract requires that you waive your subrogation rights. If you do not have a...
Completed Operations Coverage (Part 2)
Last week, TSIB explored why Completed Operations coverage was important and who it affects. This week, we want to discuss the key time periods of...
Completed Operations Coverage (Part 1)
Imagine you are a fire sprinkler installer and you use incorrect fittings to install sprinkler heads in an office building. Two years after the...
Key Differences Between Excess Liability and Umbrella Liability
Did you know that Excess Liability and Umbrella Liability are not the same coverage? These two coverages sometimes get lumped together as the same...
Best Safety Practices When Studying Abroad
Studying abroad is a wonderful experience, if you have the opportunity to take part in it. Though being in a different country is exciting, it’s...
Does a 401K Really Benefit an Employer?
When we think of a 401K, we often think it only benefits employees. However, that is simply not the case! A 401K is a retirement plan that allows...