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Legionnaires Disease: Employer Responsibility & Legal Exposure
The recent Legionnaires’ disease outbreak in Central Harlem continues to escalate — not just in health impacts but in legal and regulatory...
Understanding Construction Surety Bonds
Even though surety bonds are common and often required on construction projects, many contractors don’t understand their purpose. Surety bonds are...
Legionnaires Disease Risks for Contractors
A recent Legionnaires’ disease outbreak in Central Harlem has caused concern in New York City. Legionnaire’s disease is a severe form of pneumonia...
TSIB Named #48 on Insurance Journal’s Top 100
TSIB is proud to announce that we’ve been ranked #48 on Insurance Journal’s 2025 Top 100 Property and Casualty Agencies list—climbing five spots from...
Grow Revenue with Co-Brokering Wrap Programs
The construction landscape is rapidly growing. In 2024, the U.S. Construction spend hit $2.2 trillion. As projects are getting bigger, so are the...
Why Insurance Consulting Matters in Construction and Real Estate
Insurance is often treated as a necessary expense that renews each year and is only revisited when problems arise. That approach can leave major...
Top 5 Reasons Owners Choose OCIP Programs
Construction projects come with inherent risks—from contractor liability and jobsite injuries to long‑tail completed operations exposure. That’s why...
Payroll Reporting: Certified vs. Wrap-Up
In the construction industry, contractors often need to report payroll to meet their contractual requirements. Depending on the project, a contractor...
5 Steps to Strengthen Your Risk Management Practices
To navigate this environment, with tightening surety underwriter standards, and managing subcontractor defaults, it’s evident that contractors must...