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Why are Subcontractor Defaults Rising?
While the surety underwriters are tightening their standards, subcontractor defaults are also increasing. An AGC/FMI Survey conducted in December...
Surety Underwriting Standards Tighten Amid Rising Claims
Contractors in 2025 face tighter surety bond terms and a spike in subcontractor defaults. Surety underwriters are raising the bar on bonding as a...
Project Loss Insurance Is Critical for Construction Stakeholders
Construction projects often involve complex coordination between multiple stakeholders, tight deadlines, and significant financial investment. With...
Construction M&A: Navigating Insurance and Surety Bond Risks
Mergers and acquisitions (M&A) in the construction industry are a strategic way to accelerate growth, expand company capabilities, and increase...
Do I Need a New Jersey Master Plumber License Bond?
If you are a plumber in New Jersey (NJ), understanding the state's licensing and bonding requirements is essential. Before you can perform any work...
Obtain a New Jersey HVAC & Refrigeration Contractor Bond
If you’re an HVAC or refrigeration contractor looking to do business in New Jersey, understanding the state’s licensing and bonding requirements is...
The 4 Essentials you should be sharing with your Surety Underwriter
Keeping your Surety underwriter in the dark is never a good idea. Surety companies are your partners who support the growth and stability of your...
Changes to New Jersey Contractor Bond Requirements: What You Need to Know
Major changes are coming to New Jersey's home improvement contracting industry this year. If you're a Home Improvement Contractor Business (HICB) or...
What does a General Contractor look for when hiring a Trade Contractor?
There are several factors that a General Contractor (GC) will look for when hiring a trade contractor for work on a construction project. Here are 4...