---
title: Lower Workers' Compensation Rates Expected in 2018
description: Workers' Compensation insurance rates are expected to decrease in several states in 2018. Learn what this could mean for your business.
image: https://blog.tsibinc.com/hubfs/imageedit_4_6421499781.jpg
---
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# Knowledge Corner
February 21, 2018
## Lower Workers' Compensation Rates Expected in 2018
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Workers' Compensation insurance rates are expected to go down in several states this year. Improvements in workplace safety are a major contributing factor for the lower rates, with around **[36 states seeing a decrease in rates](http://www.businessinsurance.com/article/00010101/NEWS08/912316461/Comp-rates-set-to-continue-downward-trend-in-2018)** last year.
##### **Workers’ Comp rates are on a steady decline thanks to safety programs**
Recent reports show decreases for Workers’ Comp rate filings across multiple states. In fact, 13 of those states show rate-decrease filings of around 10-16%. With the establishment of **[workplace safety programs](https://blog.tsibinc.com/follow-these-four-safety-practices-to-make-your-job-site-safer),** the result is a reduction in the frequency of claims made against construction companies.
In short, workers are becoming safer. Safer workers means less claims will be made, ultimately leading to lower costs from loss.
##### **Technology is helping too**
As it has in our personal lives, technology is becoming more commonplace in the construction industry. Technologies like **[automation](https://qz.com/1106909/construction-is-the-next-industry-hit-by-automation-and-thats-good/)** are helping to alleviate dangers for those employed in the construction field. Today’s job site technology examples include:
- Drones
- Bots
- Automated loading trucks
- Robotic arms to move materials
As technology becomes routine at the worksite, it should lessen the hazardous conditions workers face.
##### **Strong medical care for workers will be a top priority **
Lastly reforms within the construction industry are keeping medical costs under control and that also contributes to the decline in workers' compensation rates. Quality medical care remains an important priority for companies and their workers. It not only helps workers get the care they need but also gets them back to work quicker after an injury.
Do you want learn more about **[Worker’s Compensation](https://tsibinc.com/insurance-services/commercial-insurance/workers-compensation-insurance/)** and what you can expect to see in 2018? Discover the TSIB difference today, and download our Experience Modification Rate 101 eBook.
[](https://cta-redirect.hubspot.com/cta/redirect/3391365/9c8ac9b0-5e60-47b2-b38d-6e139c0fcbe6)
image credit: danielfela/shutterstock.com
Topics: [Workers' Compensation](https://blog.tsibinc.com/topic/workers-compensation)
Written by [The TSIB Team](https://blog.tsibinc.com/author/the-tsib-team)
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