---
title: What You Need to Know About Risk ID
description: If your company is enrolling in a Wrap-Up, you may be asked to provide a Risk ID number. Discover what factors could be impacting your risk ID.
image: https://blog.tsibinc.com/hubfs/imageedit_5_8484438672.jpg
---

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{id=5761294628, name=Risk ID, slug=risk-id}

# Knowledge Corner

![What You Need to Know About Risk ID](https://blog.tsibinc.com/hubfs/imageedit_5_8484438672.jpg)

 May 7, 2018

## What You Need to Know About Risk ID

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When enrolling in a Wrap-Up, you may be asked for your company’s Risk ID number (Risk Identification Number). Continue reading to discover 5 points you need to know about your Risk ID.

##### **1. What is a Risk ID?**

The Risk ID is a nine-digit numeric code assigned by NCCI to uniquely identify the insureds that are subject to interstate or intrastate experience rating. If your state does not use NCCI, there is an equivalent number provided by your specific state’s WC Bureau.

 

##### **2. Where do you get a Risk ID?**

You or your insurance broker can typically access this number online through NCCI or your state bureau by searching with your FEIN or corporate name. You can also find it by looking on your **[worker’s compensation](https://tsibinc.com/insurance-services/commercial-insurance/workers-compensation-insurance/)** policy. 

 

##### **3. Who has a Risk ID?**

Risk ID is usually given after a company has employed workers for 3 or more years. If your company is considered a Sole Proprietor, you are not usually provided one.

 

##### **4. Why is a Risk ID important?**

This is an assigned identification number or a tracking number connected to your workers’ compensation policy.

 

##### **5. Is the Risk ID the same as the Experience Modification Rating?**

No, your Risk ID and**[ Experience Modification Rating](https://blog.tsibinc.com/3-reasons-why-emr-matters-to-construction-companies)** (EMR) are different. The Risk ID is simply an identification number. Your EMR is a number based upon your company’s safety.

 

If you have any questions or need **[additional information](https://tsibinc.com/wrap-ups/)** regarding your Risk ID, [reach out to TSIB today!](https://tsibinc.com/contact-us/)

You can view our services brochure below to learn more about how TSIB helps with risk IDs, Hard Market, Captives, EMR, and other topics to help you grow your business. 

[![Learn more about the TSIB Difference!](https://no-cache.hubspot.com/cta/default/3391365/fd764641-abf0-46e1-889f-cbf051812bb0.png)](https://cta-redirect.hubspot.com/cta/redirect/3391365/fd764641-abf0-46e1-889f-cbf051812bb0)

image credit: SFIO CRACHO/shutterstock.com

Topics:  [Risk ID](https://blog.tsibinc.com/topic/risk-id), [Wrap-Up Insurance](https://blog.tsibinc.com/topic/wrap-up)

 Written by [The TSIB Team](https://blog.tsibinc.com/author/the-tsib-team)

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