---
title: COVID-19 Business Interruption Court Ruling – What it Means
description: An unprecedented court ruling regarding business interruption insurance claims impacted by COVID-19 has many anxiously awaiting ripple effects in the U.S.
image: https://blog.tsibinc.com/hubfs/business%20interruption%20court%20ruling.jpg
---
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{id=41161598907, name=Construction Trends, slug=construction-trends}
# Knowledge Corner
October 6, 2020
## COVID-19 Business Interruption Court Ruling – What it Means
- [Tweet](https://twitter.com/share)
An unprecedented court ruling regarding business interruption insurance claims impacted by COVID-19 ‘across the pond’ has many insurers and insureds anxiously awaiting any ripple effects to be felt in the U.S.
The London Court has ruled in favor of nearly 370,000 small businesses across the United Kingdom, who held [**business interruption insurance**](https://www.irmi.com/articles/expert-commentary/the-basics-of-a-business-interruption-claim) and were forced to close due to the **[COVID-19 pandemic](https://blog.tsibinc.com/5-new-scenarios-regarding-covid-construction-claims)**. The ruling entitles insurers to compensate businesses and that such compensation should return them to the position they would have been in had the pandemic never happened—subject to the limits of the policy. It is estimated the case could affect more than 60 insurers and 700 different types of policies because many [**insurance policies**](https://tsibinc.com/insurance-services/) have similar wording.
It is currently unclear how this will affect the U.S Marketplace, as we are witnessing U.S. Insurers (such as Travelers) win rulings where the plaintiff failed to establish direct **[physical damage](https://tsibinc.com/wrap-ups/ocip-ccip/risk-management/)** to their property.
For more information regarding this landmark verdict, [**click here**](https://www.insurancejournal.com/news/international/2020/09/15/582641.htm)**1**. If you have questions about how the COVID-19 pandemic can affect your insurance coverage and possible claims, [**contact our TSIB team today**](https://tsibinc.com/contact-us/). You may also download our Committed to Our Clients brochure for insights into how TSIB helps businesses grow and increase profitability.
[](https://cta-redirect.hubspot.com/cta/redirect/3391365/fd764641-abf0-46e1-889f-cbf051812bb0)
---
**1** Cohn, Carolyn. "London Court Rules Some Insurers Should Not Have Denied Business Interruption Claims." Insurance Journal. Posted September 15, 2020. Retrieved October 6, 2020 from [https://www.insurancejournal.com/news/international/2020/09/15/582641.htm](https://www.insurancejournal.com/news/international/2020/09/15/582641.htm)
image credit: THICHA SATAPITANON/shutterstock.com
Topics: [Claims](https://blog.tsibinc.com/topic/claims), [COVID-19](https://blog.tsibinc.com/topic/covid-19), [Construction Trends](https://blog.tsibinc.com/topic/construction-trends)
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