Blog - TSIB, Inc.

Co-Brokering in the Insurance Industry

Written by The TSIB Team | November 27, 2024

In the insurance industry when two brokers work together for a client such a collaboration is called co-brokering. 

There are a variety of reasons why two brokers would team up. One such growing rationale for co-brokering is the popularity of brokerage clients utilizing Wrap-Ups.  

A Wrap-Up is a consolidation of contractors’ insurance coverages for a construction project into a singular program. As a result, the client minimizes the project’s overall insurance risk by ensuring each contractor has the proper coverage under the Wrap-Up program. Wrap-Ups are a great risk management tool.  

However, a broker might shy away from pursuing Wrap-Up clients to add to their firm’s portfolio. Why? The administration part of the Wrap-Up program can be a challenge for some brokers if they do not have the personnel on staff to handle all these duties. 

These administration duties include:

  • Contractor enrollment
  • Orientations for contractors
  • Wrap-Up manual development
  • Contractor insurance credit evaluation

Co-Brokering enables a broker to partner with another broker who has an established Wrap Administration team in place. One broker can place the insurance coverages while the other broker can simply handle the administration. This partnership allows both brokers to enjoy a new revenue stream from servicing a Wrap-Up client.

TSIB has a Co-Broker+ Program specifically for brokers who do not have an established Wrap-Up portfolio. Our goal is to help add additional revenue to your firm. 

Interested in learning more about a Co-Broker partnership? Reach out to TSIB today and schedule a free consultation!

TSIB’s Risk Consultants are currently servicing the following locations:
East Coast: New York City, NY; Bergen County, NJ; Fairfield County, CT; Philadelphia, PA
Texas: Austin, San Antonio, Houston, Dallas
California: Orange County, Los Angeles County, Riverside County, San Bernardino County, San Diego County

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